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Banca Generali S.p.A. (BGN.MI) logo

Banca Generali S.p.A.

EURO STOXX 600
BGN.MI|Financial Services|Banks - Regional||P/E 14.1|MCap 6.7B|Borsa Italiana

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

56/ 100Caution

BGN.MI's dividend shows some areas that warrant monitoring. Strengths include a 69.1% earnings payout ratio & 28.2% return on equity. Areas of concern: 135.4% fcf payout ratio & Yes dividend cut. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 8 of 10 metrics

Strengths

  • Return on Equity: 28.2%Strong return on equity reflects efficient profit generation.
  • Operating Margin: 61.4%Healthy operating margin provides a wide buffer.
  • Earnings Stability: GrowingEarnings have been stable and supportive of the dividend.

Risks

  • FCF Payout Ratio: 135.4%Free cash flow is tight relative to the dividend.
  • Dividend Cut: YesDividend was cut or suspended in recent history.

Payout & Coverage

Caution
Earnings Payout Ratio
69.1%Safe
FCF Payout Ratio
135.4%Danger

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Very Safe
Return on Equity
28.2%Very Safe
Operating Margin
61.4%Very Safe
Profit Margin Stability
StableSafe

Dividend Track Record

Caution
Dividend Streak
5 yrsCaution
Dividend Cut
YesDanger
5-Year Dividend CAGR
N/AN/A
Earnings Stability
GrowingVery Safe

About Banca Generali S.p.A.

Banca Generali S.p.A. is an Italian banking institution specializing in private banking, asset management, and life insurance services tailored for high-net-worth individuals, affluent clients, and private customers. It primarily distributes financial products through networks of financial advisors and private bankers, operating via segments such as Senior Partner CGU for affluent channels and Private Banking CGU for high-end needs. The company provides a wide array of services including current and deposit accounts, payment solutions, custody and administration of financial instruments, advisory on securities trading, mutual funds, insurance policies, and portfolio management. Headquartered in Milan and founded in 1997, Banca Generali S.p.A. employs around 1,100 people and emphasizes technological integration for enhanced client experiences. In the financial markets, it holds a significant position in Italy's wealth management sector, boasting strong financial performance with robust revenue growth, high return on equity exceeding 22%, and a notable dividend yield, underscoring its role in supporting client wealth preservation and growth amid evolving European banking dynamics.

Dividend Overview

Dividend Yield

1.14%

Annual Dividend

€0.65

Frequency

Annual

Payout Ratio

69.14%

FCF Payout Ratio

135.39%

Stock Price

52-Week Range

€41.70 €59.45

Dividend History (2016–2025)

BGN.MI annual dividend per share and yield history

Earnings & Profitability

BGN.MI earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

May 18, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

16.26%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

10.87%

3-Year Total Growth

57.14%

5-Year Total Growth

N/A

10-Year Total Growth

180.61%

Income Calculator

BGN.MI Dividend Calculator

Total Investment

€0.00

Annual Income

€65.00

Quarterly Income

€16.25

Monthly Income

€5.42

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Frequently Asked Questions

What is BGN.MI's current dividend yield?
Banca Generali S.p.A. (BGN.MI) currently has a dividend yield of 1.14%, based on a stock price of — and an annual dividend of €0.65.
When is BGN.MI's next dividend payment date?
BGN.MI's next ex-dividend date is 2026-05-18 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does BGN.MI pay in dividends per year?
Banca Generali S.p.A. paid €2.75 per share in annual dividends in 2025. The dividends are paid annual.
Has BGN.MI been increasing its dividend?
Banca Generali S.p.A. has grown its dividend at a 5-year CAGR of — and a 10-year CAGR of 10.87%.
Is BGN.MI's dividend safe?
Banca Generali S.p.A. has a payout ratio of 69.14%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is BGN.MI's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Banca Generali S.p.A.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.