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Citigroup Inc. (C) logo

Citigroup Inc.

S&P 500
C|Financial Services|Banks - Diversified|$125.55|P/E 15.6|MCap 219.6B|NYSE

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

86/ 100Very Safe

C's dividend appears very safe. Strengths include a 29.2% earnings payout ratio & 7.2% fcf payout ratio. Areas of concern: 7.6% return on equity & Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 29.2%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 7.2%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 0.7%Healthy balance sheet with low net debt.

Risks

  • Return on Equity: 7.6%Return on equity is below industry norms.
  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Very Safe
Earnings Payout Ratio
29.2%Very Safe
FCF Payout Ratio
7.2%Very Safe

Balance Sheet

Very Safe
Net Debt / Total Assets
0.7%Very Safe

Profitability

Caution
Return on Equity
7.6%Warning
Operating Margin
34.1%Very Safe
Profit Margin Stability
VolatileWarning

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
2.6%Caution
Earnings Stability
GrowingVery Safe

About Citigroup Inc.

Citigroup Inc. is a multinational financial services corporation headquartered in New York City, operating in over 100 countries and jurisdictions. It provides a broad spectrum of banking and financial solutions through five primary segments: services, markets, banking, U.S. personal banking, and wealth management. Key offerings include cross-border banking for multinational corporations, investment banking, trading, treasury and trade solutions, securities services, retail banking via Citibank, and credit card issuance, making it the third-largest credit card issuer in the United States. As one of the Big Four U.S. banks alongside JPMorgan Chase, Bank of America, and Wells Fargo, Citigroup holds systemically important status and ranks among the world's leading investment banks in the Bulge Bracket. With approximately 229,000 employees, it manages substantial assets exceeding $2.4 trillion and serves institutional clients, corporations, governments, and individual consumers globally. Citigroup Inc. plays a pivotal role in facilitating international finance, corporate lending, and wealth preservation amid evolving regulatory and economic landscapes.

Dividend Overview

Dividend Yield

1.91%

Annual Dividend

$2.40

Frequency

Quarterly

Payout Ratio

29.17%

FCF Payout Ratio

7.24%

Stock Price

$125.55

52-Week Range

$70.95 $135.29

Dividend History (2016–2025)

C annual dividend per share and yield history

Earnings & Profitability

C earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 4, 2026

Next Payment Date

May 22, 2026

Dividend Growth

3-Year Dividend CAGR

4.38%

5-Year Dividend CAGR

2.61%

10-Year Dividend CAGR

30.66%

3-Year Total Growth

13.73%

5-Year Total Growth

13.73%

10-Year Total Growth

1350.00%

Income Calculator

C Dividend Calculator

Total Investment

$12,555.00

Annual Income

$240.00

Quarterly Income

$60.00

Monthly Income

$20.00

Similar Dividend Stocks

StockYield5Y CAGRPrice
Citigroup Inc. (C) logo
C
1.91%2.61%$125.55
Bank of America Corporation (BAC) logo
BAC
2.14%8.45%$51.31
Wells Fargo & Company (WFC) logo
WFC
2.31%6.86%$75.64

Frequently Asked Questions

What is C's current dividend yield?
Citigroup Inc. (C) currently has a dividend yield of 1.91%, based on a stock price of $125.55 and an annual dividend of $2.40.
When is C's next dividend payment date?
C's next ex-dividend date is 2026-05-04 and the next payment date is 2026-05-22. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does C pay in dividends per year?
Citigroup Inc. paid $2.32 per share in annual dividends in 2025. The dividends are paid quarterly.
Has C been increasing its dividend?
Citigroup Inc. has grown its dividend at a 5-year CAGR of 2.61% and a 10-year CAGR of 30.66%.
Is C's dividend safe?
Citigroup Inc. has a payout ratio of 29.17%. Its free cash flow payout ratio is 7.24%. A payout ratio below 60% is generally considered sustainable.
How is C's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Citigroup Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.