Last update: May 9, 2026 at 09:32
Dividend Safety Rating
CINF's dividend appears very safe. Strengths include a 20.3% earnings payout ratio & 15.5% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a Dividend Aristocrat with 25+ consecutive years of increases, CINF has a proven commitment to shareholders. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 20.3%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 15.5%Free cash flow comfortably covers the dividend.
- Net Debt / Total Assets: -1.3%Healthy balance sheet with low net debt.
Risks
- Profit Margin Stability: VolatileProfit margins have been volatile.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
CautionDividend Track Record
SafeAbout Cincinnati Financial Corporation
Cincinnati Financial Corporation is a property and casualty insurance holding company that provides a range of insurance products through its subsidiaries, primarily The Cincinnati Insurance Company and two standard market property casualty insurers. Its core offerings include commercial lines insurance, personal lines such as home and auto coverage, and excess and surplus lines insurance, all distributed through a network of local independent insurance agencies across the United States. These agencies also market complementary products from other subsidiaries, including life insurance and fixed annuities. The company operates in key segments: commercial lines insurance, personal lines insurance, excess and surplus lines insurance, life insurance, and investments, with the majority of revenue derived from commercial and personal lines. Cincinnati Financial Corporation supports businesses, homeowners, and individuals by delivering tailored risk management solutions in the competitive property and casualty insurance market. Founded in 1950 and headquartered in Fairfield, Ohio, it maintains a focused role in underwriting and investment activities within the financial services sector.
Dividend Overview
Dividend Yield
2.24%
Annual Dividend
$3.62
Frequency
Quarterly
Payout Ratio
20.30%
FCF Payout Ratio
15.50%
Stock Price
$161.50
52-Week Range
$143.37 – $174.27
Dividend History (2016–2025)
CINF annual dividend per share and yield history
Earnings & Profitability
CINF earnings per share and net profit margin
Key Dates
Next Ex-Dividend Date
June 23, 2026
Next Payment Date
July 15, 2026
Dividend Growth
3-Year Dividend CAGR
8.03%
5-Year Dividend CAGR
7.71%
10-Year Dividend CAGR
4.23%
3-Year Total Growth
26.09%
5-Year Total Growth
45.00%
10-Year Total Growth
51.30%
Dividend Aristocrat (25+ yrs)
This company has increased its dividend for 25+ consecutive years.
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Frequently Asked Questions
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.