Cincinnati Financial Corporation

Last update: Mar 25, 2026 at 04:53

About Cincinnati Financial Corporation

Cincinnati Financial Corporation is a property and casualty insurance holding company that provides a range of insurance products through its subsidiaries, primarily The Cincinnati Insurance Company and two standard market property casualty insurers. Its core offerings include commercial lines insurance, personal lines such as home and auto coverage, and excess and surplus lines insurance, all distributed through a network of local independent insurance agencies across the United States. These agencies also market complementary products from other subsidiaries, including life insurance and fixed annuities. The company operates in key segments: commercial lines insurance, personal lines insurance, excess and surplus lines insurance, life insurance, and investments, with the majority of revenue derived from commercial and personal lines. Cincinnati Financial Corporation supports businesses, homeowners, and individuals by delivering tailored risk management solutions in the competitive property and casualty insurance market. Founded in 1950 and headquartered in Fairfield, Ohio, it maintains a focused role in underwriting and investment activities within the financial services sector.

Dividend Overview

Dividend Yield

2.13%

Annual Dividend

$3.55

Frequency

Quarterly

Payout Ratio

22.94%

FCF Payout Ratio

16.98%

Stock Price

$158.27

52-Week Range

$123.02 – $174.27

Dividend Health Score

Very Safe

Dividend Health Assessment

CINF's dividend appears very safe. Strengths include a 22.9% earnings payout ratio & 17.0% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a Dividend Aristocrat with 25+ consecutive years of increases, CINF has a proven commitment to shareholders. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Payout & Coverage

Very Safe

Earnings Payout Ratio

22.9%Very Safe

FCF Payout Ratio

17.0%Very Safe

Balance Sheet

Very Safe

Net Debt / Total Assets

-1.3%Very Safe

Profitability

Safe

Return on Equity

16.0%Safe

Operating Margin

27.6%Very Safe

Profit Margin Stability

VolatileWarning

Dividend Track Record

Safe

Dividend Streak

Aristocrat (25+ yrs)Very Safe

Dividend Cut

NoneVery Safe

5-Year Dividend CAGR

7.7%Safe

Earnings Stability

Mostly StableCaution

Dividend History (2016–2025)

CINF annual dividend per share and yield history

Earnings & Profitability

CINF earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

March 24, 2026

Next Payment Date

April 15, 2026

Dividend Growth

3-Year Dividend CAGR

8.03%

5-Year Dividend CAGR

7.71%

10-Year Dividend CAGR

4.23%

3-Year Total Growth

26.09%

5-Year Total Growth

45.00%

10-Year Total Growth

51.30%

Dividend Aristocrat (25+ yrs)

This company has increased its dividend for 25+ consecutive years.

Income Calculator

CINF Dividend Calculator

Number of Shares

Total Investment

$15,827.00

Annual Income

$355.00

Quarterly Income

$88.75

Monthly Income

$29.58

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Frequently Asked Questions

What is CINF's current dividend yield?

Cincinnati Financial Corporation (CINF) currently has a dividend yield of 2.13%, based on a stock price of $158.27 and an annual dividend of $3.55.

When is CINF's next dividend payment date?

CINF's next ex-dividend date is 2026-03-24 and the next payment date is 2026-04-15. You must own the stock before the ex-dividend date to receive the upcoming payment.

How much does CINF pay in dividends per year?

Cincinnati Financial Corporation paid $3.48 per share in annual dividends in 2025. The dividends are paid quarterly.

Has CINF been increasing its dividend?

Yes, Cincinnati Financial Corporation is a Dividend Aristocrat (25+ yrs). Its dividend has grown at a 5-year CAGR of 7.71%, a 3-year CAGR of 8.03% and a 10-year CAGR of 4.23%.

Is CINF's dividend safe?

Cincinnati Financial Corporation has a payout ratio of 22.94%. Its free cash flow payout ratio is 16.98%. A payout ratio below 60% is generally considered sustainable.

How is CINF's Dividend Health Score calculated?

The Dividend Health Score evaluates Cincinnati Financial Corporation's dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.