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Gjensidige Forsikring ASA (GJF.OL) logo

Gjensidige Forsikring ASA

EURO STOXX 600
GJF.OL|Financial Services|Insurance - Property & Casualty||P/E 19.2|MCap 146.0B|Oslo Bors

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

70/ 100Safe

GJF.OL's dividend appears safe and well-supported. Strengths include a 40.9% fcf payout ratio & 30.3% return on equity. Areas of concern: -4.0% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Return on Equity: 30.3%Strong return on equity reflects efficient profit generation.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
  • Dividend Cut: NoneNo dividend cut in recent history.

Risks

  • 5-Year Dividend CAGR: -4.0%Dividend growth has been weak or negative.

Payout & Coverage

Safe
Earnings Payout Ratio
76.8%Caution
FCF Payout Ratio
40.9%Safe

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Safe
Return on Equity
30.3%Very Safe
Operating Margin
17.9%Safe
Profit Margin Stability
ModerateCaution

Dividend Track Record

Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
-4.0%Danger
Earnings Stability
GrowingVery Safe

About Gjensidige Forsikring ASA

Gjensidige Forsikring ASA is a leading Norwegian insurance company specializing in general insurance, with a history tracing back to 1816. As the parent of the Gjensidige group, it operates across multiple segments including general insurance for private customers, commercial clients, Denmark, Sweden, the Baltics, and pensions in Norway. The company offers a broad portfolio of products such as car, home, vacation home, personal property, boat, valuables, life, health, pet, travel, student abroad, and youth insurance, alongside accident and pure risk life insurance. The majority of revenue stems from its Norwegian private and commercial operations, serving individuals, agriculture, businesses, and municipalities, while extending tailored solutions regionally. Headquartered in Oslo with approximately 4,000 to 4,700 employees, Gjensidige holds a significant 26% market share in Norway's insurance sector and maintains subsidiaries in Denmark, Sweden, and the Baltics. Classified in the Financial Services sector under Insurance - Property & Casualty, it plays a key role in providing financial security against risks like climate changes and supports pensions and savings plans domestically.

Dividend Overview

Dividend Yield

5.77%

Annual Dividend

NOK 14.50

Frequency

Annual

Payout Ratio

76.75%

FCF Payout Ratio

40.92%

Stock Price

52-Week Range

NOK 215.80 NOK 303.00

Dividend History (2016–2025)

GJF.OL annual dividend per share and yield history

Earnings & Profitability

GJF.OL earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

March 27, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

9.10%

5-Year Dividend CAGR

-3.98%

10-Year Dividend CAGR

5.42%

3-Year Total Growth

29.87%

5-Year Total Growth

-18.37%

10-Year Total Growth

69.49%

Income Calculator

GJF.OL Dividend Calculator

Total Investment

NOK 0.00

Annual Income

NOK 1,450.00

Quarterly Income

NOK 362.50

Monthly Income

NOK 120.83

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Frequently Asked Questions

What is GJF.OL's current dividend yield?
Gjensidige Forsikring ASA (GJF.OL) currently has a dividend yield of 5.77%, based on a stock price of — and an annual dividend of NOK 14.50.
When is GJF.OL's next dividend payment date?
GJF.OL's next ex-dividend date is 2026-03-27 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does GJF.OL pay in dividends per year?
Gjensidige Forsikring ASA paid NOK 10.00 per share in annual dividends in 2025. The dividends are paid annual.
Has GJF.OL been increasing its dividend?
Gjensidige Forsikring ASA has grown its dividend at a 5-year CAGR of -3.98% and a 10-year CAGR of 5.42%.
Is GJF.OL's dividend safe?
Gjensidige Forsikring ASA has a payout ratio of 76.75%. Its free cash flow payout ratio is 40.92%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is GJF.OL's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Gjensidige Forsikring ASA's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.