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Helvetia Baloise Holding AG (HBAN.SW) logo

Helvetia Baloise Holding AG

EURO STOXX 600
HBAN.SW|Financial Services|Insurance - Diversified|CHF 209.60|P/E 20.5|MCap 20.8B|SIX

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

74/ 100Safe

HBAN.SW's dividend appears safe and well-supported. Strengths include a 64.9% earnings payout ratio & 52.5% fcf payout ratio. Areas of concern: 6.3% return on equity. The dividend has been growing at a 6.03% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
  • Dividend Cut: NoneNo dividend cut in recent history.
  • Earnings Stability: GrowingEarnings have been stable and supportive of the dividend.

Risks

  • Return on Equity: 6.3%Return on equity is below industry norms.

Payout & Coverage

Safe
Earnings Payout Ratio
64.9%Safe
FCF Payout Ratio
52.5%Safe

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Caution
Return on Equity
6.3%Warning
Operating Margin
13.5%Caution
Profit Margin Stability
ModerateCaution

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
6.0%Safe
Earnings Stability
GrowingVery Safe

About Helvetia Baloise Holding AG

Helvetia Baloise Holding AG is a leading multi-line insurance group headquartered in St. Gallen, Switzerland, recognized as the largest insurer in the country and a key player in the European market. Formed through the merger of Helvetia Holding Ltd. and Baloise, it was renamed in April 2022 and offers a comprehensive range of products including life insurance, non-life insurance, pension solutions, specialty insurance, reinsurance, and asset management services. Operating across Switzerland, Germany, Austria, Spain, Italy, France, and other international markets, the company serves retail customers, businesses, and corporates with tailored risk management and financial security options. Notable features include its subsidiary Helvetia Global Solutions, which specializes in non-life insurance for corporate clients in areas like engineering, property, professional indemnity, space, marine, aviation, and art. Employing over 14,600 people, Helvetia Baloise Holding AG maintains strong financial ratings, such as A+ from S&P, and emphasizes sustainable corporate governance. In the financial services sector, it plays a pivotal role in wealth preservation, pension planning, and diversified insurance solutions, contributing to economic stability across Europe.

Dividend Overview

Dividend Yield

3.19%

Annual Dividend

CHF 6.70

Frequency

Annual

Payout Ratio

64.92%

FCF Payout Ratio

52.49%

Stock Price

CHF 209.60

52-Week Range

CHF 181.60 CHF 225.00

Dividend History (2016–2025)

HBAN.SW annual dividend per share and yield history

Earnings & Profitability

HBAN.SW earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

May 27, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

6.80%

5-Year Dividend CAGR

6.03%

10-Year Dividend CAGR

24.99%

3-Year Total Growth

21.82%

5-Year Total Growth

34.00%

10-Year Total Growth

830.56%

Income Calculator

HBAN.SW Dividend Calculator

Total Investment

CHF 20,960.00

Annual Income

CHF 670.00

Quarterly Income

CHF 167.50

Monthly Income

CHF 55.83

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Frequently Asked Questions

What is HBAN.SW's current dividend yield?
Helvetia Baloise Holding AG (HBAN.SW) currently has a dividend yield of 3.19%, based on a stock price of CHF 209.60 and an annual dividend of CHF 6.70.
When is HBAN.SW's next dividend payment date?
HBAN.SW's next ex-dividend date is 2026-05-27 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does HBAN.SW pay in dividends per year?
Helvetia Baloise Holding AG paid CHF 6.70 per share in annual dividends in 2025. The dividends are paid annual.
Has HBAN.SW been increasing its dividend?
Helvetia Baloise Holding AG has grown its dividend at a 5-year CAGR of 6.03% and a 10-year CAGR of 24.99%.
Is HBAN.SW's dividend safe?
Helvetia Baloise Holding AG has a payout ratio of 64.92%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is HBAN.SW's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Helvetia Baloise Holding AG's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.