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Humana Inc. (HUM) logo

Humana Inc.

S&P 500
HUM|Healthcare|Healthcare Plans|$274.96|P/E 26.4|MCap 33.0B|NYSE

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

65/ 100Safe

HUM's dividend appears safe and well-supported. Strengths include a 37.8% earnings payout ratio & 33.7% fcf payout ratio. Areas of concern: 154.7% cfo payout ratio & 6.3% return on equity. The dividend has been growing at a 7.20% 5-year CAGR.

Based on 14 of 15 metrics

Strengths

  • Earnings Payout Ratio: 37.8%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 33.7%Free cash flow comfortably covers the dividend.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.

Risks

  • CFO Payout Ratio: 154.7%Operating cash flow leaves little room for the payout.
  • Return on Equity: 6.3%Return on equity is below industry norms.
  • Operating Margin: 4.7%Operating margin is thin and pressures the dividend.

Payout & Coverage

Safe
Earnings Payout Ratio
37.8%Very Safe
FCF Payout Ratio
33.7%Very Safe
CFO Payout Ratio
154.7%Danger
Interest Coverage
3.5xCaution

Balance Sheet

Safe
Net Debt / Total Assets
16.7%Safe
Current Ratio
1.8xSafe
Debt-to-Equity
77.1Safe

Profitability

Warning
Return on Equity
6.3%Warning
Operating Margin
4.7%Warning
Gross Margin
N/AN/A
Profit Margin Stability
VolatileWarning

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
7.2%Safe
Earnings Stability
StableSafe

About Humana Inc.

Humana Inc. is a leading health insurance company operating primarily through its Insurance and CenterWell segments. The Insurance segment offers Medicare benefits to individuals and groups, including Medicare Advantage plans, and manages contracts with the Centers for Medicare & Medicaid Services for the Limited Income Newly Eligible Transition prescription drug program, as well as state-based Medicaid, dual eligible demonstration, and Long-Term Support Services contracts. CenterWell focuses on integrated care delivery, including senior primary care services. Humana Inc. provides comprehensive health insurance and care services tailored to seniors, low-income individuals, and those eligible for government-sponsored programs, emphasizing consumer-focused strategies and membership growth in Medicare Advantage. The company supports a broad range of healthcare needs, from preventive care to chronic condition management, playing a vital role in the U.S. managed care and health services market. Founded in 1961 and headquartered in Louisville, Kentucky, Humana Inc. remains a key player in delivering accessible health solutions.

Dividend Overview

Dividend Yield

1.29%

Annual Dividend

$3.54

Frequency

Quarterly

Payout Ratio

37.78%

FCF Payout Ratio

33.73%

Stock Price

$274.96

52-Week Range

$163.11 $315.35

Dividend History (2016–2025)

HUM annual dividend per share and yield history

Earnings & Profitability

HUM earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

June 26, 2026

Next Payment Date

July 31, 2026

Dividend Growth

3-Year Dividend CAGR

3.97%

5-Year Dividend CAGR

7.20%

10-Year Dividend CAGR

11.90%

3-Year Total Growth

12.38%

5-Year Total Growth

41.60%

10-Year Total Growth

207.83%

Income Calculator

HUM Dividend Calculator

Total Investment

$27,496.00

Annual Income

$354.00

Quarterly Income

$88.50

Monthly Income

$29.50

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Frequently Asked Questions

What is HUM's current dividend yield?
Humana Inc. (HUM) currently has a dividend yield of 1.29%, based on a stock price of $274.96 and an annual dividend of $3.54.
When is HUM's next dividend payment date?
HUM's next ex-dividend date is 2026-06-26 and the next payment date is 2026-07-31. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does HUM pay in dividends per year?
Humana Inc. paid $3.54 per share in annual dividends in 2025. The dividends are paid quarterly.
Has HUM been increasing its dividend?
Humana Inc. has grown its dividend at a 5-year CAGR of 7.20% and a 10-year CAGR of 11.90%.
Is HUM's dividend safe?
Humana Inc. has a payout ratio of 37.78%. Its free cash flow payout ratio is 33.73%. A payout ratio below 60% is generally considered sustainable.
How is HUM's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Humana Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for healthcare companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.