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LLOY.L

Lloyds Banking Group plc

EURO STOXX 600
LLOY.L|Financial Services|Banks - Regional|£0.93|P/E 13.0|MCap 53.5B|LSE

Last update: Mar 25, 2026 at 04:53

About Lloyds Banking Group plc

Lloyds Banking Group plc is a leading UK-based financial services group providing a wide range of banking and financial services primarily to retail and commercial customers. It operates through three core divisions: Retail, offering current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing to personal customers via the UK's largest digital bank and branch network; Commercial Banking, serving small and medium-sized businesses, corporates, and institutions with lending, transactional banking, working capital, debt financing, and risk management; and Insurance, Pensions and Investments, addressing long-term protection, retirement, and investment needs including life insurance, pensions, general insurance for home and car. With over 325 years of heritage from brands like Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows, it serves 30 million customers and 65,000 employees, headquartered in London with a registered office in Edinburgh. Guided by its purpose 'Helping Britain Prosper,' Lloyds Banking Group shapes a sustainable and inclusive future, supporting housing, businesses, and communities through significant funding and charitable initiatives.

Dividend Overview

Dividend Yield

3.65%

Annual Dividend

£0.03

Frequency

Semi-Annual

Payout Ratio

48.26%

FCF Payout Ratio

321.54%

Stock Price

£0.93

52-Week Range

£0.61 £1.15

Dividend Health Score

52/ 100Caution

LLOY.L's dividend shows some areas that warrant monitoring. Strengths include a 48.3% earnings payout ratio & 40.6% operating margin. Areas of concern: 321.5% fcf payout ratio & Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 8 of 10 metrics

Payout & Coverage

Caution
Earnings Payout Ratio
48.3%Very Safe
FCF Payout Ratio
321.5%Danger

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Caution
Return on Equity
10.2%Caution
Operating Margin
40.6%Very Safe
Profit Margin Stability
VolatileWarning

Dividend Track Record

Caution
Dividend Streak
5 yrsCaution
Dividend Cut
YesDanger
5-Year Dividend CAGR
N/AN/A
Earnings Stability
GrowingVery Safe

Dividend History (2016–2025)

LLOY.L annual dividend per share and yield history

Earnings & Profitability

LLOY.L earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

April 9, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

16.06%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

8.30%

3-Year Total Growth

56.34%

5-Year Total Growth

N/A

10-Year Total Growth

122.00%

Income Calculator

LLOY.L Dividend Calculator

Total Investment

£92.94

Annual Income

£3.33

Quarterly Income

£0.83

Monthly Income

£0.28

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Frequently Asked Questions

What is LLOY.L's current dividend yield?
Lloyds Banking Group plc (LLOY.L) currently has a dividend yield of 3.65%, based on a stock price of £0.93 and an annual dividend of £0.03.
When is LLOY.L's next dividend payment date?
LLOY.L's next ex-dividend date is 2026-04-09 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does LLOY.L pay in dividends per year?
Lloyds Banking Group plc paid £0.03 per share in annual dividends in 2025. The dividends are paid semi-annual.
Has LLOY.L been increasing its dividend?
Lloyds Banking Group plc has grown its dividend at a 5-year CAGR of — and a 10-year CAGR of 8.30%.
Is LLOY.L's dividend safe?
Lloyds Banking Group plc has a payout ratio of 48.26%. A payout ratio below 60% is generally considered sustainable.
How is LLOY.L's Dividend Health Score calculated?
The Dividend Health Score evaluates Lloyds Banking Group plc's dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.