Synchrony Financial
S&P 500Last update: Mar 25, 2026 at 04:53
About Synchrony Financial
Synchrony Financial is a leading consumer financial services company headquartered in Stamford, Connecticut. It specializes in providing a comprehensive suite of digitally-enabled financing products, including credit cards, promotional financing, loyalty programs, and installment lending through its wholly owned subsidiary, Synchrony Bank. The company partners with national retailers, local merchants, manufacturers, healthcare providers, and brands across diverse sectors such as digital, health and wellness, retail, telecommunications, home, auto, outdoor, and pet care. Notable offerings include CareCredit for medical, veterinary, and wellness expenses; Pets Best pet health insurance; and private-label credit cards that enable seamless omnichannel shopping experiences. Synchrony Bank delivers FDIC-insured savings products like CDs, IRAs, money market accounts, and high-yield savings with no minimums or monthly fees, alongside premium Mastercard options with cash back rewards. By connecting partners and consumers through innovative payment solutions, personalized offers, and embedded financing, Synchrony Financial supports everyday purchases, builds customer loyalty, and facilitates access to credit for health, home improvement, automotive needs, and more, playing a central role in American commerce.
Dividend Overview
Dividend Yield
1.87%
Annual Dividend
$1.20
Frequency
Quarterly
Payout Ratio
12.39%
FCF Payout Ratio
5.18%
Stock Price
$67.27
52-Week Range
$40.55 – $88.77
Dividend Health Score
SYF's dividend appears very safe. Strengths include a 12.4% earnings payout ratio & 5.2% fcf payout ratio. Areas of concern: Volatile profit margin stability. The dividend has been growing at a 5.50% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
Very SafeDividend History (2016–2025)
SYF annual dividend per share and yield history
Earnings & Profitability
SYF earnings per share and net profit margin
Key Dates
Next Ex-Dividend Date
February 6, 2026
Next Payment Date
February 17, 2026
Dividend Growth
3-Year Dividend CAGR
8.51%
5-Year Dividend CAGR
5.50%
10-Year Dividend CAGR
0.00%
3-Year Total Growth
27.78%
5-Year Total Growth
30.68%
10-Year Total Growth
0.00%
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Frequently Asked Questions
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.