TBC Bank Group PLC

TBCG.L|Financial Services|Banks - Regional|£41.40|P/E 5.8|MCap 2.2B|LSE

Last update: Mar 25, 2026 at 04:53

About TBC Bank Group PLC

TBC Bank Group PLC is a United Kingdom-based holding company overseeing a diversified financial services group primarily operating in Georgia, with expansions into Azerbaijan and Uzbekistan. Founded in 1992 as Tbilisi Business Centre in Georgia, it has evolved into a universal banking provider offering retail, corporate, and investment banking solutions, alongside leasing, insurance, brokerage, card processing, and digital payment services to both individual and corporate clients. The group segments its operations into Georgian Financial Services, Uzbekistan Operations—including retail digital banking and the Payme platform—and other ventures like TBC Pay for self-service terminals and utility payments, plus e-commerce through My.GE. Notable subsidiaries encompass TBC Leasing for asset finance, TBC Insurance for non-health coverage, and TBC Invest for international brokerage. Led by CEO Vakhtang Butskhrikidze since 1995 and Chairman Arne Sten Berggren, with over 12,000 employees, TBC Bank Group PLC plays a pivotal role in regional financial markets, driving digital innovation such as mobile banking, remittances, buy-now-pay-later options, and QR payments amid Georgia's growing fintech ecosystem.

Dividend Overview

Dividend Yield

2.39%

Annual Dividend

£0.97

Frequency

Semi-Annual

Payout Ratio

34.95%

FCF Payout Ratio

9.93%

Stock Price

£41.40

52-Week Range

£32.10 – £50.70

Dividend Health Score

Caution

Dividend Health Assessment

TBCG.L's dividend shows some areas that warrant monitoring. Strengths include a 34.9% earnings payout ratio & 9.9% fcf payout ratio. Areas of concern: 0.0% operating margin & Yes dividend cut. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 8 of 10 metrics

Payout & Coverage

Very Safe

Earnings Payout Ratio

34.9%Very Safe

FCF Payout Ratio

9.9%Very Safe

Balance Sheet

N/A

Net Debt / Total Assets

N/AN/A

Profitability

Caution

Return on Equity

23.5%Very Safe

Operating Margin

0.0%Danger

Profit Margin Stability

ModerateCaution

Dividend Track Record

Caution

5 yrsCaution

YesDanger

N/AN/A

GrowingVery Safe

Dividend History (2016–2025)

TBCG.L annual dividend per share and yield history

Earnings & Profitability

TBCG.L earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

May 21, 2026

Next Payment Date

—

Dividend Growth

3-Year Dividend CAGR

20.31%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

N/A

3-Year Total Growth

74.16%

5-Year Total Growth

N/A

10-Year Total Growth

N/A

Income Calculator

TBCG.L Dividend Calculator

Number of Shares

Total Investment

£4,140.00

Annual Income

£96.76

Quarterly Income

£24.19

Monthly Income

£8.06

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Frequently Asked Questions

What is TBCG.L's current dividend yield?

TBC Bank Group PLC (TBCG.L) currently has a dividend yield of 2.39%, based on a stock price of £41.40 and an annual dividend of £0.97.

When is TBCG.L's next dividend payment date?

TBCG.L's next ex-dividend date is 2026-05-21 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.

How much does TBCG.L pay in dividends per year?

TBC Bank Group PLC paid £2.40 per share in annual dividends in 2025. The dividends are paid semi-annual.

Has TBCG.L been increasing its dividend?

TBC Bank Group PLC has grown its dividend at a 5-year CAGR of —.

Is TBCG.L's dividend safe?

TBC Bank Group PLC has a payout ratio of 34.95%. Its free cash flow payout ratio is 9.93%. A payout ratio below 60% is generally considered sustainable.

How is TBCG.L's Dividend Health Score calculated?

The Dividend Health Score evaluates TBC Bank Group PLC's dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.