Unicaja Banco, S.A.
EURO STOXX 600Last update: Mar 25, 2026 at 04:53
About Unicaja Banco, S.A.
Unicaja Banco, S.A. is a prominent Spanish financial institution headquartered in Málaga, operating as a listed bank within the Ibex 35 index and recognized for its solvency and financial solidity. It traces its origins to historic savings banks, some centuries old, merged starting in 1991 from entities in Ronda, Cádiz, Almería, Málaga, Antequera, and Jaén, evolving into a bank in 2011 and becoming publicly listed in 2017. Key mergers include EspañaDuero in 2018 and Liberbank in 2021, expanding its footprint across Andalusia, Castilla y León, Asturias, Cantabria, Castilla-La Mancha, and Extremadura, where over 80% of its network is concentrated. Unicaja Banco, S.A. follows a universal banking model centered on retail clients, including individuals, families, SMEs, and self-employed professionals, offering accounts, cards, mortgages, loans, savings, investments, insurances, and digital services. With around 1,000 branches, nearly 2,500 ATMs, over 8,000 employees, and more than 4 million customers exclusively in Spain, it emphasizes proximity banking, prudent risk management, innovation, digital transformation, and ESG principles to foster economic and social development while generating long-term value.
Dividend Overview
Dividend Yield
2.61%
Annual Dividend
€0.07
Frequency
Annual
Payout Ratio
56.83%
FCF Payout Ratio
70.39%
Stock Price
€2.52
52-Week Range
€1.25 – €3.04
Dividend Health Score
UNI.MC's dividend shows some areas that warrant monitoring. Strengths include a 56.8% earnings payout ratio & 57.3% operating margin. Areas of concern: Volatile profit margin stability & Yes dividend cut. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 8 of 10 metrics
Payout & Coverage
SafeBalance Sheet
N/AProfitability
CautionDividend Track Record
CautionDividend History (2016–2025)
UNI.MC annual dividend per share and yield history
Earnings & Profitability
UNI.MC earnings per share and net profit margin
Key Dates
Next Ex-Dividend Date
April 21, 2026
Next Payment Date
—
Dividend Growth
3-Year Dividend CAGR
77.50%
5-Year Dividend CAGR
N/A
10-Year Dividend CAGR
N/A
3-Year Total Growth
459.20%
5-Year Total Growth
N/A
10-Year Total Growth
N/A
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Frequently Asked Questions
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.