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Bank of Ireland Group plc

BIRG.IR|Financial Services|Banks - Regional|€15.15|P/E 13.2|MCap 14.4B|ISE

Last update: Mar 23, 2026 at 13:52

About Bank of Ireland Group plc

Bank of Ireland Group plc is a leading Irish financial services group primarily operating in Ireland and the United Kingdom. It provides a comprehensive range of banking products and services, including current accounts, deposit services, overdrafts, term loans, mortgages, and business and corporate lending to retail, commercial, and corporate clients. The group serves individual consumers, small and medium-sized enterprises, large corporations, and institutional investors through its extensive branch network and digital platforms. Notable features include strong revenue growth, with €6,742 million reported for the year ending December 2024, alongside profit before tax of €1,855 million and adjusted earnings per share of 167.60 cents. Bank of Ireland Group plc maintains a consistent dividend policy, paying total dividends of €0.63 per share in 2024 at a yield of 7.30%, supported by robust dividend cover. With a market capitalization exceeding €16 billion, it plays a pivotal role in the regional banking sector, contributing to economic stability and financing across key industries in its core markets.

Dividend Overview

Dividend Yield

4.50%

Annual Dividend

€0.70

Frequency

N/A

Payout Ratio

46.17%

FCF Payout Ratio

N/A

Stock Price

€15.15

52-Week Range

€9.06 €17.93

Dividend Health Score

77/ 100Safe

BIRG.IR's dividend appears safe and well-supported. Strengths include a 46.2% earnings payout ratio and 14.6% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 7 of 9 metrics

Payout & Coverage

Very Safe
Earnings Payout Ratio
46.2%Very Safe
FCF Payout Ratio
14.6%Very Safe

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Caution
Return on Equity
9.3%Caution
Operating Margin
39.5%Very Safe
Profit Margin Stability
VolatileWarning

Dividend Track Record

Caution
Dividend Streak
6+ yrsCaution
5-Year Dividend CAGR
N/AN/A
Earnings Stability
Mostly StableCaution

Dividend History (2016–2025)

BIRG.IR annual dividend per share and yield history

Earnings & Profitability

BIRG.IR earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

April 23, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

119.67%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

N/A

3-Year Total Growth

960.00%

5-Year Total Growth

N/A

10-Year Total Growth

N/A

Income Calculator

BIRG.IR Dividend Calculator

Total Investment

€1,515.00

Annual Income

€70.00

Quarterly Income

€17.50

Monthly Income

€5.83

Frequently Asked Questions

What is BIRG.IR's current dividend yield?
Bank of Ireland Group plc (BIRG.IR) currently has a dividend yield of 4.50%, based on a stock price of €15.15 and an annual dividend of €0.70.
When is BIRG.IR's next dividend payment date?
BIRG.IR's next ex-dividend date is 2026-04-23 and the next payment date is null. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does BIRG.IR pay in dividends per year?
Bank of Ireland Group plc paid €0.53 per share in annual dividends in 2025. The dividends are paid unknown.
Has BIRG.IR been increasing its dividend?
Bank of Ireland Group plc has grown its dividend at a 5-year CAGR of —.
Is BIRG.IR's dividend safe?
Bank of Ireland Group plc has a payout ratio of 46.17%. A payout ratio below 60% is generally considered sustainable.
How is BIRG.IR's Dividend Health Score calculated?
The Dividend Health Score evaluates Bank of Ireland Group plc's dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track BIRG.IR Dividends with OnlyDividends

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.