Cembra Money Bank AG
Dividend AristocratLast update: Mar 23, 2026 at 13:52
About Cembra Money Bank AG
Cembra Money Bank AG is a leading Swiss credit institution specializing in consumer financing solutions and services. Headquartered in Zurich-Altstetten, it offers a diverse portfolio including personal loans, auto leases and loans, credit cards, associated insurance products, invoice financing, buy now pay later (BNPL) services through its CembraPay unit, and deposits and savings products. With roots tracing back to 1912, the bank evolved through mergers and acquisitions, separating from GE Capital via an IPO in 2013 and rebranding to Cembra in 2020, symbolizing the resilient Swiss cembra pine. Serving over 1 million customers nationwide via branches, online channels, partners, and intermediaries, it employs around 1,000 people from 43 nationalities. Cembra Money Bank AG manages net financing receivables exceeding CHF 6.6 billion, focusing on lending and payments segments that generated net revenues of CHF 550.5 million and net income of CHF 170.4 million in 2024. Rated A– by Standard & Poor’s, it holds strong capital ratios and is recognized in sustainability indices, playing a key role in Switzerland’s consumer finance market.
Dividend Overview
Dividend Yield
4.46%
Annual Dividend
CHF 4.25
Frequency
Annual
Payout Ratio
69.56%
FCF Payout Ratio
N/A
Stock Price
CHF 94.75
52-Week Range
CHF 88.30 – CHF 104.70
Dividend Health Score
CMBN.SW's dividend appears safe and well-supported. Strengths include a 69.6% earnings payout ratio and 13.7% return on equity. As a Dividend Aristocrat with 25+ consecutive years of increases, CMBN.SW has a proven commitment to shareholders. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 8 of 9 metrics
Payout & Coverage
SafeBalance Sheet
N/AProfitability
Very SafeDividend Track Record
SafeDividend History (2016–2025)
CMBN.SW annual dividend per share and yield history
Earnings & Profitability
CMBN.SW earnings per share and net profit margin
Key Dates
Next Ex-Dividend Date
April 28, 2026
Next Payment Date
April 30, 2025
Dividend Growth
3-Year Dividend CAGR
3.35%
5-Year Dividend CAGR
2.53%
10-Year Dividend CAGR
3.21%
3-Year Total Growth
10.39%
5-Year Total Growth
13.33%
10-Year Total Growth
37.10%
4
This company has increased its dividend for 25+ consecutive years.
Income Calculator
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.