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Temenos AG

Dividend Aristocrat
TEMN.SW|Technology|Software - Application|CHF 73.50|P/E 23.2|MCap 5.1B|SIX

Last update: Mar 23, 2026 at 13:52

About Temenos AG

Temenos AG is a Switzerland-based company specializing in the development and marketing of banking software systems. Founded in 1993 in Geneva, it provides comprehensive solutions including core banking platforms like Temenos T24, which offers front-to-back office functionality, Customer Relationship Management, and product lifecycle management. The company also delivers Front Office solutions for multi-channel customer interactions across retail, corporate, mass affluent, and high-net-worth segments, alongside funds and securities offerings. Temenos AG serves over 950 core banking and 600 digital banking clients worldwide, catering to retail, corporate, universal, Islamic, microfinance, community banking, and private wealth management sectors. Its adaptable technology supports on-premises, cloud, and SaaS deployments, enabling financial institutions to innovate with AI-enhanced experiences, optimize performance, and achieve superior cost-to-income ratios. With a global presence and a workforce of approximately 6,427 employees, Temenos AG plays a pivotal role in modernizing banking operations, driving efficiencies, and fostering growth opportunities for institutions of all sizes through cutting-edge software and services.

Dividend Overview

Dividend Yield

1.77%

Annual Dividend

CHF 1.30

Frequency

Annual

Payout Ratio

39.53%

FCF Payout Ratio

0.00%

Stock Price

CHF 73.50

52-Week Range

CHF 55.50 CHF 87.00

Dividend Health Score

82/ 100Very Safe

TEMN.SW's dividend appears very safe. Strengths include a 39.5% earnings payout ratio and 0.0% fcf payout ratio. Areas of concern: 0.6x current ratio. As a Dividend Aristocrat with 25+ consecutive years of increases, TEMN.SW has a proven commitment to shareholders.

Based on 14 of 14 metrics

Payout & Coverage

Very Safe
Earnings Payout Ratio
39.5%Very Safe
FCF Payout Ratio
0.0%Very Safe
CFO Payout Ratio
33.4%Safe
Interest Coverage
24.2xVery Safe

Balance Sheet

Caution
Net Debt / Total Assets
26.9%Safe
Current Ratio
0.6xDanger
Debt-to-Equity
169.2Caution

Profitability

Safe
Return on Equity
50.2%Very Safe
Operating Margin
22.1%Safe
Gross Margin
85.1%Very Safe
Profit Margin Stability
ModerateCaution

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
5-Year Dividend CAGR
25.1%Very Safe
Earnings Stability
GrowingVery Safe

Dividend History (2016–2025)

TEMN.SW annual dividend per share and yield history

Earnings & Profitability

TEMN.SW earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

May 18, 2026

Next Payment Date

May 19, 2025

Dividend Growth

3-Year Dividend CAGR

37.51%

5-Year Dividend CAGR

25.06%

10-Year Dividend CAGR

20.58%

3-Year Total Growth

160.00%

5-Year Total Growth

205.88%

10-Year Total Growth

550.00%

10

This company has increased its dividend for 25+ consecutive years.

Income Calculator

TEMN.SW Dividend Calculator

Total Investment

CHF 7,350.00

Annual Income

CHF 130.00

Quarterly Income

CHF 32.50

Monthly Income

CHF 10.83

Frequently Asked Questions

What is TEMN.SW's current dividend yield?
Temenos AG (TEMN.SW) currently has a dividend yield of 1.77%, based on a stock price of CHF 73.50 and an annual dividend of CHF 1.30.
When is TEMN.SW's next dividend payment date?
TEMN.SW's next ex-dividend date is 2026-05-18 and the next payment date is 2025-05-19. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does TEMN.SW pay in dividends per year?
Temenos AG paid CHF 2.60 per share in annual dividends in 2025. The dividends are paid annual.
Has TEMN.SW been increasing its dividend?
Yes, Temenos AG is a 10. Its dividend has grown at a 5-year CAGR of 25.06%, a 3-year CAGR of 37.51%, and a 10-year CAGR of 20.58%.
Is TEMN.SW's dividend safe?
Temenos AG has a payout ratio of 39.53%. Its free cash flow payout ratio is 0.00%. A payout ratio below 60% is generally considered sustainable.
How is TEMN.SW's Dividend Health Score calculated?
The Dividend Health Score evaluates Temenos AG's dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for technology companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.