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UniCredit S.p.A.

Dividend Aristocrat
UCG.MI|Financial Services|Banks - Regional||P/E 8.6|MCap 106.4B|Borsa Italiana

Last update: Mar 23, 2026 at 13:52

About UniCredit S.p.A.

UniCredit S.p.A. is a pan-European commercial bank headquartered in Milan, Italy, founded in 1870. It delivers a comprehensive range of banking services across Italy, Germany, Austria, Central Europe, and Eastern Europe, serving approximately 15 million clients worldwide through 13 leading banks embedded in local markets. The bank offers retail, private, and wealth management solutions, alongside institutional investor services, corporate finance advisory, structured finance, trade finance, and payment solutions. Organized into four core regions and three product factories—Corporate, Individual, and Group Payments Solutions—UniCredit leverages group scale to provide best-in-class products while maintaining proximity to clients. Key enablers include digital transformation, data capabilities, and a strong commitment to ESG principles, evidenced by green bond issuances totaling around 5.6 billion euros and net zero targets. With about 77,000 employees, UniCredit emphasizes a culture rooted in integrity, ownership, and caring, positioning it as a vital player in Europe's financial landscape by empowering communities and fostering sustainable growth.

Dividend Overview

Dividend Yield

2.39%

Annual Dividend

€1.43

Frequency

Annual

Payout Ratio

42.01%

FCF Payout Ratio

42.20%

Stock Price

52-Week Range

Dividend Health Score

76/ 100Safe

UCG.MI's dividend appears safe and well-supported. Strengths include a 42.0% earnings payout ratio and 42.2% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a Dividend Aristocrat with 25+ consecutive years of increases, UCG.MI has a proven commitment to shareholders. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 7 of 9 metrics

Payout & Coverage

Very Safe
Earnings Payout Ratio
42.0%Very Safe
FCF Payout Ratio
42.2%Safe

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Safe
Return on Equity
16.8%Safe
Operating Margin
66.0%Very Safe
Profit Margin Stability
VolatileWarning

Dividend Track Record

Safe
Dividend Streak
9+ yrsSafe
5-Year Dividend CAGR
N/AN/A
Earnings Stability
Mostly StableCaution

Dividend History (2016–2025)

UCG.MI annual dividend per share and yield history

Earnings & Profitability

UCG.MI earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

April 20, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

75.43%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

-7.02%

3-Year Total Growth

439.89%

5-Year Total Growth

N/A

10-Year Total Growth

-51.69%

4

This company has increased its dividend for 25+ consecutive years.

Income Calculator

UCG.MI Dividend Calculator

Total Investment

€0.00

Annual Income

€142.82

Quarterly Income

€35.71

Monthly Income

€11.90

Frequently Asked Questions

What is UCG.MI's current dividend yield?
UniCredit S.p.A. (UCG.MI) currently has a dividend yield of 2.39%, based on a stock price of — and an annual dividend of €1.43.
When is UCG.MI's next dividend payment date?
UCG.MI's next ex-dividend date is 2026-04-20 and the next payment date is null. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does UCG.MI pay in dividends per year?
UniCredit S.p.A. paid €2.90 per share in annual dividends in 2025. The dividends are paid annual.
Has UCG.MI been increasing its dividend?
Yes, UniCredit S.p.A. is a 4. Its dividend has grown at a 5-year CAGR of —, a 3-year CAGR of 75.43%, and a 10-year CAGR of -7.02%.
Is UCG.MI's dividend safe?
UniCredit S.p.A. has a payout ratio of 42.01%. Its free cash flow payout ratio is 42.20%. A payout ratio below 60% is generally considered sustainable.
How is UCG.MI's Dividend Health Score calculated?
The Dividend Health Score evaluates UniCredit S.p.A.'s dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.