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Unipol Assicurazioni S.p.A.

Dividend Aristocrat
UNI.MI|Financial Services|Insurance - Diversified||P/E 9.2|MCap 14.7B|Borsa Italiana

Last update: Mar 23, 2026 at 13:52

About Unipol Assicurazioni S.p.A.

Unipol Assicurazioni S.p.A. is an Italian financial company operating primarily in the insurance sector, with additional activities in banking, real estate, and hospitality. As a key entity within the Unipol Gruppo, it leads the Italian non-life insurance market, particularly in motor vehicle (RC Auto) and health insurance, while also offering life insurance, reinsurance, automotive policies, online life solutions, health coverage, and bancassurance products. The company operates through subsidiaries like UnipolSai Assicurazioni, Unisalute for health insurance, Arca Vita and Arca Assicurazioni for bancassurance via partners such as BPER and BPS, and Linear for direct motor insurance sales. Its banking division provides traditional services, portfolio management, and investment options, while real estate focuses on property management and other segments include hospitality via Gruppo UNA and agriculture. With approximately 11,759 to 12,000 employees, Unipol Assicurazioni S.p.A. serves over 16 million customers through Italy's largest agency network of about 2,000 agencies and 5,200 sub-agencies. In 2023, it reported direct insurance premiums of 15.1 billion euros, split between 8.7 billion in damage lines and 6.4 billion in life lines, establishing its prominence among Europe's top insurers and Italy's largest companies by revenue.

Dividend Overview

Dividend Yield

4.45%

Annual Dividend

€0.85

Frequency

Annual

Payout Ratio

41.02%

FCF Payout Ratio

0.00%

Stock Price

52-Week Range

Dividend Health Score

94/ 100Very Safe

UNI.MI's dividend appears very safe. Strengths include a 41.0% earnings payout ratio and 0.0% fcf payout ratio. As a Dividend Aristocrat with 25+ consecutive years of increases, UNI.MI has a proven commitment to shareholders. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 7 of 9 metrics

Payout & Coverage

Very Safe
Earnings Payout Ratio
41.0%Very Safe
FCF Payout Ratio
0.0%Very Safe

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Safe
Return on Equity
N/AN/A
Operating Margin
35.1%Very Safe
Profit Margin Stability
ModerateCaution

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
5-Year Dividend CAGR
24.9%Very Safe
Earnings Stability
GrowingVery Safe

Dividend History (2016–2025)

UNI.MI annual dividend per share and yield history

Earnings & Profitability

UNI.MI earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

May 19, 2025

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

41.50%

5-Year Dividend CAGR

24.87%

10-Year Dividend CAGR

17.46%

3-Year Total Growth

183.33%

5-Year Total Growth

203.57%

10-Year Total Growth

400.00%

3

This company has increased its dividend for 25+ consecutive years.

Income Calculator

UNI.MI Dividend Calculator

Total Investment

€0.00

Annual Income

€85.00

Quarterly Income

€21.25

Monthly Income

€7.08

Frequently Asked Questions

What is UNI.MI's current dividend yield?
Unipol Assicurazioni S.p.A. (UNI.MI) currently has a dividend yield of 4.45%, based on a stock price of — and an annual dividend of €0.85.
When is UNI.MI's next dividend payment date?
UNI.MI's next ex-dividend date is 2025-05-19 and the next payment date is null. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does UNI.MI pay in dividends per year?
Unipol Assicurazioni S.p.A. paid €0.85 per share in annual dividends in 2025. The dividends are paid annual.
Has UNI.MI been increasing its dividend?
Yes, Unipol Assicurazioni S.p.A. is a 3. Its dividend has grown at a 5-year CAGR of 24.87%, a 3-year CAGR of 41.50%, and a 10-year CAGR of 17.46%.
Is UNI.MI's dividend safe?
Unipol Assicurazioni S.p.A. has a payout ratio of 41.02%. Its free cash flow payout ratio is 0.00%. A payout ratio below 60% is generally considered sustainable.
How is UNI.MI's Dividend Health Score calculated?
The Dividend Health Score evaluates Unipol Assicurazioni S.p.A.'s dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.