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Banca Mediolanum S.p.A. (BMED.MI) logo

Banca Mediolanum S.p.A.

EURO STOXX 600
BMED.MI|Financial Services|Banks - Regional||P/E 11.5|MCap 14.7B|Borsa Italiana

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

47/ 100Caution

BMED.MI's dividend shows some areas that warrant monitoring. Strengths include a 29.1% return on equity & 63.9% operating margin. Areas of concern: 111.2% fcf payout ratio & Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 8 of 10 metrics

Strengths

  • Return on Equity: 29.1%Strong return on equity reflects efficient profit generation.
  • Operating Margin: 63.9%Healthy operating margin provides a wide buffer.
  • Earnings Stability: GrowingEarnings have been stable and supportive of the dividend.

Risks

  • FCF Payout Ratio: 111.2%Free cash flow is tight relative to the dividend.
  • Dividend Cut: YesDividend was cut or suspended in recent history.
  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Warning
Earnings Payout Ratio
73.5%Caution
FCF Payout Ratio
111.2%Danger

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Safe
Return on Equity
29.1%Very Safe
Operating Margin
63.9%Very Safe
Profit Margin Stability
VolatileWarning

Dividend Track Record

Caution
Dividend Streak
5 yrsCaution
Dividend Cut
YesDanger
5-Year Dividend CAGR
N/AN/A
Earnings Stability
GrowingVery Safe

About Banca Mediolanum S.p.A.

Banca Mediolanum S.p.A. is an Italian bank, insurance, and asset management conglomerate serving as the parent company of Gruppo Mediolanum. Founded in 1982 and headquartered in Basiglio near Milan, it primarily operates in Italy, offering a comprehensive suite of banking products including current accounts, deposits, mortgages, and loans. The institution provides debit, credit, and prepaid cards, alongside diverse investment solutions such as mutual funds, unit-linked policies, investment strategies, trading, and retirement products. It also delivers life insurance, damage insurance, and payment services. Beyond core finance, Banca Mediolanum engages in mutual fund and trust management, real estate, and audio-television production businesses. With approximately 3,976 employees, the company emphasizes its domestic market through investment management products and holds a notable position in Italy's financial sector as a FTSE MIB constituent under direct European Central Bank supervision.

Dividend Overview

Dividend Yield

6.51%

Annual Dividend

€1.25

Frequency

Semi-Annual

Payout Ratio

73.45%

FCF Payout Ratio

111.17%

Stock Price

52-Week Range

€11.47 €20.68

Dividend History (2016–2025)

BMED.MI annual dividend per share and yield history

Earnings & Profitability

BMED.MI earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

April 20, 2026

Next Payment Date

Dividend Growth

3-Year Dividend CAGR

27.75%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

15.98%

3-Year Total Growth

108.47%

5-Year Total Growth

N/A

10-Year Total Growth

340.54%

Income Calculator

BMED.MI Dividend Calculator

Total Investment

€0.00

Annual Income

€125.00

Quarterly Income

€31.25

Monthly Income

€10.42

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Frequently Asked Questions

What is BMED.MI's current dividend yield?
Banca Mediolanum S.p.A. (BMED.MI) currently has a dividend yield of 6.51%, based on a stock price of — and an annual dividend of €1.25.
When is BMED.MI's next dividend payment date?
BMED.MI's next ex-dividend date is 2026-04-20 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does BMED.MI pay in dividends per year?
Banca Mediolanum S.p.A. paid €1.23 per share in annual dividends in 2025. The dividends are paid semi-annual.
Has BMED.MI been increasing its dividend?
Banca Mediolanum S.p.A. has grown its dividend at a 5-year CAGR of — and a 10-year CAGR of 15.98%.
Is BMED.MI's dividend safe?
Banca Mediolanum S.p.A. has a payout ratio of 73.45%. Its free cash flow payout ratio is 111.17%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is BMED.MI's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Banca Mediolanum S.p.A.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.