Back to Dividend Stocks
USB

U.S. Bancorp

S&P 500
USB|Financial Services|Banks - Regional|$52.14|P/E 11.0|MCap 79.5B|NYSE

Last update: Mar 25, 2026 at 04:53

About U.S. Bancorp

U.S. Bancorp is a financial services holding company that provides a comprehensive range of banking and related services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions across the United States. It operates through key segments including Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support. Core offerings encompass depository services such as checking, savings, and time certificate accounts; lending solutions like mortgages, auto loans, credit lines, and commercial credit; payment processing; cash management; foreign exchange; trust and investment management; credit card services; merchant services; online and mobile banking; ATM processing; insurance; brokerage; and leasing. With a branch network concentrated in Midwestern and Western markets spanning 26 states, U.S. Bancorp delivers retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth management. Founded in 1929 and headquartered in Minneapolis, Minnesota, it stands as one of the largest regional banks by assets.

Dividend Overview

Dividend Yield

3.99%

Annual Dividend

$2.04

Frequency

Quarterly

Payout Ratio

44.16%

FCF Payout Ratio

43.94%

Stock Price

$52.14

52-Week Range

$35.18 $61.19

Dividend Health Score

87/ 100Very Safe

USB's dividend appears very safe. Strengths include a 44.2% earnings payout ratio & 43.9% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Payout & Coverage

Very Safe
Earnings Payout Ratio
44.2%Very Safe
FCF Payout Ratio
43.9%Safe

Balance Sheet

Very Safe
Net Debt / Total Assets
3.1%Very Safe

Profitability

Safe
Return on Equity
12.2%Safe
Operating Margin
39.3%Very Safe
Profit Margin Stability
ModerateCaution

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
4.0%Caution
Earnings Stability
GrowingVery Safe

Dividend History (2016–2025)

USB annual dividend per share and yield history

Earnings & Profitability

USB earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

March 31, 2026

Next Payment Date

January 15, 2026

Dividend Growth

3-Year Dividend CAGR

2.76%

5-Year Dividend CAGR

3.96%

10-Year Dividend CAGR

7.28%

3-Year Total Growth

8.51%

5-Year Total Growth

21.43%

10-Year Total Growth

101.98%

Income Calculator

USB Dividend Calculator

Total Investment

$5,214.00

Annual Income

$204.00

Quarterly Income

$51.00

Monthly Income

$17.00

Similar Dividend Stocks

StockYield5Y CAGRPrice
USB
USB
3.99%3.96%$52.14
PNC
PNC
3.34%7.49%$206.35
TFC
TFC
4.67%2.93%$45.32

Frequently Asked Questions

What is USB's current dividend yield?
U.S. Bancorp (USB) currently has a dividend yield of 3.99%, based on a stock price of $52.14 and an annual dividend of $2.04.
When is USB's next dividend payment date?
USB's next ex-dividend date is 2026-03-31 and the next payment date is 2026-01-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does USB pay in dividends per year?
U.S. Bancorp paid $2.04 per share in annual dividends in 2025. The dividends are paid quarterly.
Has USB been increasing its dividend?
U.S. Bancorp has grown its dividend at a 5-year CAGR of 3.96% and a 10-year CAGR of 7.28%.
Is USB's dividend safe?
U.S. Bancorp has a payout ratio of 44.16%. Its free cash flow payout ratio is 43.94%. A payout ratio below 60% is generally considered sustainable.
How is USB's Dividend Health Score calculated?
The Dividend Health Score evaluates U.S. Bancorp's dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track USB Dividends with OnlyDividends

What will USB actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.