U.S. Bancorp
S&P 500Last update: May 9, 2026 at 09:32
Dividend Safety Rating
USB's dividend appears very safe. Strengths include a 43.2% earnings payout ratio & 43.9% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 43.2%Low earnings payout ratio leaves room to grow the dividend.
- Net Debt / Total Assets: 3.1%Healthy balance sheet with low net debt.
- Operating Margin: 37.8%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
SafeDividend Track Record
Very SafeAbout U.S. Bancorp
U.S. Bancorp is a financial services holding company that provides a comprehensive range of banking and related services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions across the United States. It operates through key segments including Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support. Core offerings encompass depository services such as checking, savings, and time certificate accounts; lending solutions like mortgages, auto loans, credit lines, and commercial credit; payment processing; cash management; foreign exchange; trust and investment management; credit card services; merchant services; online and mobile banking; ATM processing; insurance; brokerage; and leasing. With a branch network concentrated in Midwestern and Western markets spanning 26 states, U.S. Bancorp delivers retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth management. Founded in 1929 and headquartered in Minneapolis, Minnesota, it stands as one of the largest regional banks by assets.
Dividend Overview
Dividend Yield
3.71%
Annual Dividend
$2.06
Frequency
Quarterly
Payout Ratio
43.19%
FCF Payout Ratio
43.94%
Stock Price
$55.53
52-Week Range
$41.50 – $61.19
Dividend History (2016–2025)
USB annual dividend per share and yield history
Earnings & Profitability
USB earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
March 31, 2026
Last Payment Date
April 15, 2026
Dividend Growth
3-Year Dividend CAGR
2.76%
5-Year Dividend CAGR
3.96%
10-Year Dividend CAGR
7.28%
3-Year Total Growth
8.51%
5-Year Total Growth
21.43%
10-Year Total Growth
101.98%
Income Calculator
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Frequently Asked Questions
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How is USB's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.