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The PNC Financial Services Group, Inc. (PNC) logo

The PNC Financial Services Group, Inc.

S&P 500
PNC|Financial Services|Banks - Regional|$216.85|P/E 12.7|MCap 87.1B|NYSE

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

82/ 100Very Safe

PNC's dividend appears very safe. Strengths include a 38.9% earnings payout ratio & 12.1% return on equity. The dividend has been growing at a 7.49% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 38.9%Low earnings payout ratio leaves room to grow the dividend.
  • Operating Margin: 36.7%Healthy operating margin provides a wide buffer.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Safe
Earnings Payout Ratio
38.9%Very Safe
FCF Payout Ratio
67.1%Caution

Balance Sheet

N/A
Net Debt / Total Assets
N/AN/A

Profitability

Safe
Return on Equity
12.1%Safe
Operating Margin
36.7%Very Safe
Profit Margin Stability
StableSafe

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
7.5%Safe
Earnings Stability
StableSafe

About The PNC Financial Services Group, Inc.

The PNC Financial Services Group, Inc. is a diversified financial services institution headquartered in Pittsburgh, Pennsylvania. It operates through its primary banking subsidiary, PNC Bank, delivering a broad spectrum of services across retail banking, corporate and institutional banking, and asset management. Retail Banking caters to individuals, families, and small businesses with deposits, payments, personal lending, credit cards, wealth advisory, brokerage, and mortgage services, supported by an extensive branch network, ATMs, and digital channels including mobile branches for community accessibility. The Corporate & Institutional Banking segment offers lending, treasury management, capital markets products, real estate finance, asset-based lending, and advisory services to mid-sized and large corporations, governments, nonprofits, and real estate entities, including mergers and acquisitions support via subsidiaries like Harris Williams. The Asset Management Group provides tailored wealth planning, trust and estate administration, investment management, and fiduciary services to high-net-worth individuals, ultra-affluent families, and institutional clients such as corporations, foundations, and endowments. With a coast-to-coast presence and international offices, The PNC Financial Services Group, Inc. emphasizes strong customer relationships and specialized solutions across key financial markets.

Dividend Overview

Dividend Yield

3.14%

Annual Dividend

$6.80

Frequency

Quarterly

Payout Ratio

38.93%

FCF Payout Ratio

67.13%

Stock Price

$216.85

52-Week Range

$165.32 $243.94

Dividend History (2016–2025)

PNC annual dividend per share and yield history

Earnings & Profitability

PNC earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

April 14, 2026

Last Payment Date

May 5, 2026

Dividend Growth

3-Year Dividend CAGR

4.70%

5-Year Dividend CAGR

7.49%

10-Year Dividend CAGR

12.62%

3-Year Total Growth

14.78%

5-Year Total Growth

43.48%

10-Year Total Growth

228.36%

Income Calculator

PNC Dividend Calculator

Total Investment

$21,685.00

Annual Income

$680.00

Quarterly Income

$170.00

Monthly Income

$56.67

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Frequently Asked Questions

What is PNC's current dividend yield?
The PNC Financial Services Group, Inc. (PNC) currently has a dividend yield of 3.14%, based on a stock price of $216.85 and an annual dividend of $6.80.
When is PNC's next dividend payment date?
PNC's next ex-dividend date is 2026-04-14 and the next payment date is 2026-05-05. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does PNC pay in dividends per year?
The PNC Financial Services Group, Inc. paid $6.60 per share in annual dividends in 2025. The dividends are paid quarterly.
Has PNC been increasing its dividend?
The PNC Financial Services Group, Inc. has grown its dividend at a 5-year CAGR of 7.49% and a 10-year CAGR of 12.62%.
Is PNC's dividend safe?
The PNC Financial Services Group, Inc. has a payout ratio of 38.93%. Its free cash flow payout ratio is 67.13%. A payout ratio below 60% is generally considered sustainable.
How is PNC's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates The PNC Financial Services Group, Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.