VZ Holding AG

VZ Holding AG is a Switzerland-based holding company and leading independent financial services provider operating under the VZ VermögensZentrum brand. Headquartered in Zug, it specializes in fee-based advisory services focused on retirement planning, asset management, taxes, mortgages, estate planning, insurance, and pension solutions, primarily targeting individuals and couples aged 50 and above preparing for retirement. The company employs a conflict-free model, avoiding commissions from proprietary or third-party product sales to ensure transparent, client-centered guidance, which supports long-term financial independence. Founded in 1992 by Matthias Reinhart, who serves as chairman and majority shareholder with approximately 61% voting rights, VZ Holding AG oversees 15 subsidiaries, including VZ VermögensZentrum AG for consulting, VZ Depotbank AG as a custodian bank, and international entities in Germany and the UK such as Lumin Wealth Ltd. With around 1,622 employees, it manages substantial customer assets, generates primary revenue from Swiss private clients, and expands across Europe, playing a pivotal role in the wealth management sector through steady growth and comprehensive services.