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Regions Financial Corporation (RF) logo

Regions Financial Corporation

S&P 500
RF|Financial Services|Banks - Regional|$27.63|P/E 11.5|MCap 23.6B|NYSE

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

86/ 100Very Safe

RF's dividend appears very safe. Strengths include a 43.4% earnings payout ratio & -3.8% net debt / total assets. The dividend has been growing at a 10.69% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 43.4%Low earnings payout ratio leaves room to grow the dividend.
  • Net Debt / Total Assets: -3.8%Healthy balance sheet with low net debt.
  • Operating Margin: 40.1%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Safe
Earnings Payout Ratio
43.4%Very Safe
FCF Payout Ratio
68.9%Caution

Balance Sheet

Very Safe
Net Debt / Total Assets
-3.8%Very Safe

Profitability

Safe
Return on Equity
11.9%Caution
Operating Margin
40.1%Very Safe
Profit Margin Stability
ModerateCaution

Dividend Track Record

Very Safe
Dividend Streak
11+ yrsVery Safe
Dividend Cut
NoneVery Safe
5-Year Dividend CAGR
10.7%Very Safe
Earnings Stability
GrowingVery Safe

About Regions Financial Corporation

Regions Financial Corporation is a bank holding company headquartered in Birmingham, Alabama, that provides a comprehensive range of banking and financial services across the United States, with particular strength in the Southeast and South-central regions. The company operates through four main business segments: Corporate Bank, Consumer Bank, Wealth Management, and Other, serving individual consumers, businesses, governmental institutions, and non-profit organizations. The Corporate Bank segment delivers commercial and industrial lending, commercial real estate financing, equipment lease financing, and capital markets services. The Consumer Bank segment operates the branch network, offering residential mortgages, home equity products, small business loans, consumer credit cards, and various deposit products. The Wealth Management segment provides comprehensive solutions for protecting, growing, and transferring wealth across multiple customer types. Regions Financial also offers treasury management, mortgage services, and card products. As a member of the S&P 500 Index, the company leverages digital engagement and artificial intelligence technologies to enhance operational efficiency and customer experiences across its diverse service offerings.

Dividend Overview

Dividend Yield

3.78%

Annual Dividend

$1.04

Frequency

Quarterly

Payout Ratio

43.36%

FCF Payout Ratio

68.90%

Stock Price

$27.63

52-Week Range

$20.79 $31.53

Dividend History (2016–2025)

RF annual dividend per share and yield history

Earnings & Profitability

RF earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

June 1, 2026

Next Payment Date

July 1, 2026

Dividend Growth

3-Year Dividend CAGR

11.65%

5-Year Dividend CAGR

10.69%

10-Year Dividend CAGR

16.17%

3-Year Total Growth

39.19%

5-Year Total Growth

66.13%

10-Year Total Growth

347.83%

Income Calculator

RF Dividend Calculator

Total Investment

$2,763.00

Annual Income

$104.50

Quarterly Income

$26.13

Monthly Income

$8.71

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Frequently Asked Questions

What is RF's current dividend yield?
Regions Financial Corporation (RF) currently has a dividend yield of 3.78%, based on a stock price of $27.63 and an annual dividend of $1.04.
When is RF's next dividend payment date?
RF's next ex-dividend date is 2026-06-01 and the next payment date is 2026-07-01. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does RF pay in dividends per year?
Regions Financial Corporation paid $1.03 per share in annual dividends in 2025. The dividends are paid quarterly.
Has RF been increasing its dividend?
Regions Financial Corporation has grown its dividend at a 5-year CAGR of 10.69% and a 10-year CAGR of 16.17%.
Is RF's dividend safe?
Regions Financial Corporation has a payout ratio of 43.36%. Its free cash flow payout ratio is 68.90%. A payout ratio below 60% is generally considered sustainable.
How is RF's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Regions Financial Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.