Citizens Financial Group, Inc.
S&P 500Last update: May 9, 2026 at 09:32
Dividend Safety Rating
CFG's dividend appears very safe. Strengths include a 41.7% earnings payout ratio & 29.5% fcf payout ratio. Areas of concern: 7.7% return on equity & 2.0% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 41.7%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 29.5%Free cash flow comfortably covers the dividend.
- Net Debt / Total Assets: -1.1%Healthy balance sheet with low net debt.
Risks
- Return on Equity: 7.7%Return on equity is below industry norms.
- 5-Year Dividend CAGR: 2.0%Dividend growth has been weak or negative.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
CautionDividend Track Record
SafeAbout Citizens Financial Group, Inc.
Citizens Financial Group is a regional bank holding company headquartered in Providence, Rhode Island, founded in 1828. The company provides comprehensive retail and commercial banking services to individuals, small businesses, middle-market companies, large corporations, and institutions across its network. Its Consumer Banking segment offers traditional deposit products, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale financing, and wealth management services. The Commercial Banking segment serves larger corporate clients with specialized financial solutions. Citizens Financial Group operates through multiple reportable segments, with consumer banking generating a majority of its revenue. The company serves as a significant regional financial institution, providing tailored banking advice and solutions designed to help customers achieve their financial objectives.
Dividend Overview
Dividend Yield
2.82%
Annual Dividend
$1.80
Frequency
Quarterly
Payout Ratio
41.71%
FCF Payout Ratio
29.51%
Stock Price
$63.73
52-Week Range
$38.44 – $68.79
Dividend History (2016–2025)
CFG annual dividend per share and yield history
Earnings & Profitability
CFG earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
April 30, 2026
Next Payment Date
May 14, 2026
Dividend Growth
3-Year Dividend CAGR
2.02%
5-Year Dividend CAGR
1.97%
10-Year Dividend CAGR
15.70%
3-Year Total Growth
6.17%
5-Year Total Growth
10.26%
10-Year Total Growth
330.00%
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Frequently Asked Questions
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How is CFG's Dividend Safety Rating calculated?
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.