Citizens Financial Group, Inc.

CFG|Financial Services|Banks - Regional|$58.94|P/E 14.4|MCap 24.2B|NYSE

Last update: Mar 25, 2026 at 04:53

About Citizens Financial Group, Inc.

Citizens Financial Group is a regional bank holding company headquartered in Providence, Rhode Island, founded in 1828. The company provides comprehensive retail and commercial banking services to individuals, small businesses, middle-market companies, large corporations, and institutions across its network. Its Consumer Banking segment offers traditional deposit products, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale financing, and wealth management services. The Commercial Banking segment serves larger corporate clients with specialized financial solutions. Citizens Financial Group operates through multiple reportable segments, with consumer banking generating a majority of its revenue. The company serves as a significant regional financial institution, providing tailored banking advice and solutions designed to help customers achieve their financial objectives.

Dividend Overview

Dividend Yield

3.12%

Annual Dividend

$1.76

Frequency

Quarterly

Payout Ratio

44.56%

FCF Payout Ratio

43.59%

Stock Price

$58.94

52-Week Range

$32.60 – $68.79

Dividend Health Score

Very Safe

Dividend Health Assessment

CFG's dividend appears very safe. Strengths include a 44.6% earnings payout ratio & 43.6% fcf payout ratio. Areas of concern: 7.2% return on equity & 2.0% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Payout & Coverage

Very Safe

Earnings Payout Ratio

44.6%Very Safe

FCF Payout Ratio

43.6%Safe

Balance Sheet

Very Safe

Net Debt / Total Assets

-1.1%Very Safe

Profitability

Caution

Return on Equity

7.2%Warning

Operating Margin

32.2%Very Safe

Profit Margin Stability

ModerateCaution

Dividend Track Record

Safe

11+ yrsVery Safe

NoneVery Safe

2.0%Warning

GrowingVery Safe

Dividend History (2016–2025)

CFG annual dividend per share and yield history

Earnings & Profitability

CFG earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

February 4, 2026

Next Payment Date

February 18, 2026

Dividend Growth

3-Year Dividend CAGR

2.02%

5-Year Dividend CAGR

1.97%

10-Year Dividend CAGR

15.70%

3-Year Total Growth

6.17%

5-Year Total Growth

10.26%

10-Year Total Growth

330.00%

Income Calculator

CFG Dividend Calculator

Number of Shares

Total Investment

$5,894.00

Annual Income

$176.00

Quarterly Income

$44.00

Monthly Income

$14.67

Similar Dividend Stocks

Stock	Yield	5Y CAGR	Price	Sector
CFG	3.12%	1.97%	$58.94	Financial Services
FITBFifth Third Bancorp	3.49%	7.35%	$45.99	Financial Services
HBANHuntington Bancshares Incorporated	4.06%	0.66%	$15.48	Financial Services
KEYKeyCorp	4.32%	2.07%	$19.82	Financial Services
MTBM&T Bank Corporation	2.95%	5.31%	$203.78	Financial Services
PNCThe PNC Financial Services Group, Inc.	3.34%	7.49%	$206.35	Financial Services
RFRegions Financial Corporation	4.13%	10.69%	$25.64	Financial Services
USBU.S. Bancorp	3.99%	3.96%	$52.14	Financial Services

Frequently Asked Questions

What is CFG's current dividend yield?

Citizens Financial Group, Inc. (CFG) currently has a dividend yield of 3.12%, based on a stock price of $58.94 and an annual dividend of $1.76.

When is CFG's next dividend payment date?

CFG's next ex-dividend date is 2026-02-04 and the next payment date is 2026-02-18. You must own the stock before the ex-dividend date to receive the upcoming payment.

How much does CFG pay in dividends per year?

Citizens Financial Group, Inc. paid $1.72 per share in annual dividends in 2025. The dividends are paid quarterly.

Has CFG been increasing its dividend?

Citizens Financial Group, Inc. has grown its dividend at a 5-year CAGR of 1.97% and a 10-year CAGR of 15.70%.

Is CFG's dividend safe?

Citizens Financial Group, Inc. has a payout ratio of 44.56%. Its free cash flow payout ratio is 43.59%. A payout ratio below 60% is generally considered sustainable.

How is CFG's Dividend Health Score calculated?

The Dividend Health Score evaluates Citizens Financial Group, Inc.'s dividend sustainability across four categories: Payout & Coverage (40%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (20%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track CFG Dividends with OnlyDividends

What will CFG actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Health Score, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.