Enact Holdings, Inc.
S&P 500ACT/Financial Services · Insurance - Specialty/NASDAQ
Dividend Yield
2.04%
$0.87 · Annual Dividend
Dividend Safety Rating
ACT's dividend appears very safe. Strengths include a 18.2% earnings payout ratio & 17.0% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 8 of 10 metrics
Strengths
- Earnings Payout Ratio: 18.2%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 17.0%Free cash flow comfortably covers the dividend.
- Operating Margin: 72.3%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout Enact Holdings, Inc.
Enact Holdings, Inc. is a leading private mortgage insurance company operating in the United States housing finance market. The company specializes in writing and assuming residential mortgage guaranty insurance, primarily serving originators of residential mortgage loans. Enact's product portfolio includes private mortgage insurance for prime-based, individually underwritten residential mortgage loans, pool mortgage insurance, contract underwriting services for mortgage lenders, and mortgage-related reinsurance products. The company's insurance subsidiaries provide coverage that protects lenders and investors against potential losses from borrower defaults on residential mortgages. Enact serves as an essential component of the U.S. housing finance system, enabling lenders to originate mortgages with lower down payments by transferring credit risk through insurance protection. The company operates in the financial services sector, specifically within the specialty insurance industry, and maintains a diversified credit risk transfer program including reinsurance agreements with third-party providers. Founded in Raleigh, North Carolina, Enact supports the accessibility and stability of the residential mortgage market through its underwriting expertise and risk management solutions.
Dividend Overview
Dividend Yield
2.04%
Annual Dividend
$0.87
Frequency
Quarterly
Payout Ratio
18.18%
FCF Payout Ratio
16.97%
52-Week Range
$33.94 - $44.95
Dividend History (2016–2025)
ACT annual dividend per share and yield history
Earnings & Profitability
ACT earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
May 28, 2026
Last Payment Date
June 18, 2026
Dividend Growth
3-Year Dividend CAGR
-19.11%
5-Year Dividend CAGR
N/A
10-Year Dividend CAGR
N/A
3-Year Total Growth
-47.08%
5-Year Total Growth
N/A
10-Year Total Growth
N/A
Income Calculator
Frequently Asked Questions
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How is ACT's Dividend Safety Rating calculated?
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.