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Ally Financial Inc. (ALLY) logo

Ally Financial Inc.

S&P 1500

ALLY/Financial Services · Credit Services/NYSE

Dividend Yield

2.67%

$1.20 · Annual Dividend

Stock Price$43.95P/E10.4MCap13.7BLast update: Aug 12, 2026 at 04:48

Dividend Safety Rating

80/ 100Very Safe

ALLY's dividend appears very safe. Strengths include a 28.2% earnings payout ratio & 5.8% net debt / total assets. Areas of concern: Volatile profit margin stability. The dividend has been growing at a 9.57% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 28.2%Low earnings payout ratio leaves room to grow the dividend.
  • Net Debt / Total Assets: 5.8%Healthy balance sheet with low net debt.
  • Operating Margin: 25.3%Healthy operating margin provides a wide buffer.

Risks

  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Safe
28.2%Very Safe
64.4%Caution

Balance Sheet

Very Safe

Profitability

Caution
9.7%Caution
25.3%Very Safe

Dividend Track Record

Very Safe
10+ yrsVery Safe
NoneVery Safe

About Ally Financial Inc.

Ally Financial Inc. is a digital financial services company that serves consumers, automotive dealers, businesses, and corporate clients through a broad set of banking and lending products. The company’s core offerings include online deposit accounts, auto financing, auto insurance, securities brokerage, investment advisory services, and corporate finance solutions. Ally also provides lending support to middle-market companies, with a focus on real estate, technology finance, lender finance, energy, and infrastructure. Its business is built around a fully digital banking model, complemented by a strong auto finance franchise and insurance operations that support vehicle owners and dealers. Ally Financial Inc. plays a significant role in U.S. financial markets by combining consumer banking, specialized lending, and capital solutions in a single diversified platform.

Dividend Overview

Dividend Yield

2.67%

Annual Dividend

$1.20

Frequency

Quarterly

Payout Ratio

28.24%

FCF Payout Ratio

64.44%

52-Week Range

$35.92 - $47.29

Dividend History (2016–2025)

ALLY annual dividend per share and yield history

Earnings & Profitability

ALLY earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

July 31, 2026

Next Payment Date

August 14, 2026

Dividend Growth

3-Year Dividend CAGR

0.00%

5-Year Dividend CAGR

9.57%

10-Year Dividend CAGR

N/A

3-Year Total Growth

0.00%

5-Year Total Growth

57.89%

10-Year Total Growth

N/A

Income Calculator

ALLY Dividend Calculator

Total Investment

$4,395.00

Annual Income

$120.00

Quarterly Income

$30.00

Monthly Income

$10.00

Frequently Asked Questions

What is ALLY's current dividend yield?
Ally Financial Inc. (ALLY) currently has a dividend yield of 2.67%, based on a stock price of $43.95 and an annual dividend of $1.20.
When is ALLY's next dividend payment date?
ALLY's next ex-dividend date is 2026-07-31 and the next payment date is 2026-08-14. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does ALLY pay in dividends per year?
Ally Financial Inc. paid $1.20 per share in annual dividends in 2025. The dividends are paid quarterly.
Has ALLY been increasing its dividend?
Ally Financial Inc. has grown its dividend at a 5-year CAGR of 9.57%.
Is ALLY's dividend safe?
Ally Financial Inc. has a payout ratio of 28.24%. Its free cash flow payout ratio is 64.44%. A payout ratio below 60% is generally considered sustainable.
How is ALLY's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Ally Financial Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.