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Ally Financial Inc. (ALLY) logo

Ally Financial Inc.

S&P 500

ALLY/Financial Services · Credit Services/NYSE

Dividend Yield

2.63%

$1.20 · Annual Dividend

Stock Price$46.32P/E11.1MCap14.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

71/ 100Safe

ALLY's dividend appears safe and well-supported. Strengths include a 29.1% earnings payout ratio & 5.8% net debt / total assets. Areas of concern: 49100.0% fcf payout ratio & Volatile profit margin stability. The dividend has been growing at a 9.57% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 29.1%Low earnings payout ratio leaves room to grow the dividend.
  • Net Debt / Total Assets: 5.8%Healthy balance sheet with low net debt.
  • Dividend Streak: 10+ yrsLong, uninterrupted dividend track record.

Risks

  • FCF Payout Ratio: 49100.0%Free cash flow is tight relative to the dividend.
  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Caution
29.1%Very Safe
49100.0%Danger

Balance Sheet

Very Safe

Profitability

Caution

Dividend Track Record

Very Safe
10+ yrsVery Safe
NoneVery Safe

About Ally Financial Inc.

Ally Financial Inc. is a digital financial services company that serves consumers, automotive dealers, businesses, and corporate clients through a broad set of banking and lending products. The company’s core offerings include online deposit accounts, auto financing, auto insurance, securities brokerage, investment advisory services, and corporate finance solutions. Ally also provides lending support to middle-market companies, with a focus on real estate, technology finance, lender finance, energy, and infrastructure. Its business is built around a fully digital banking model, complemented by a strong auto finance franchise and insurance operations that support vehicle owners and dealers. Ally Financial Inc. plays a significant role in U.S. financial markets by combining consumer banking, specialized lending, and capital solutions in a single diversified platform.

Dividend Overview

Dividend Yield

2.63%

Annual Dividend

$1.20

Frequency

Quarterly

Payout Ratio

29.13%

FCF Payout Ratio

49100.00%

52-Week Range

$35.92 - $47.27

Dividend History (2016–2025)

ALLY annual dividend per share and yield history

Earnings & Profitability

ALLY earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 1, 2026

Last Payment Date

May 15, 2026

Dividend Growth

3-Year Dividend CAGR

0.00%

5-Year Dividend CAGR

9.57%

10-Year Dividend CAGR

N/A

3-Year Total Growth

0.00%

5-Year Total Growth

57.89%

10-Year Total Growth

N/A

Income Calculator

ALLY Dividend Calculator

Total Investment

$4,632.00

Annual Income

$120.00

Quarterly Income

$30.00

Monthly Income

$10.00

Frequently Asked Questions

What is ALLY's current dividend yield?
Ally Financial Inc. (ALLY) currently has a dividend yield of 2.63%, based on a stock price of $46.32 and an annual dividend of $1.20.
When is ALLY's next dividend payment date?
ALLY's next ex-dividend date is 2026-05-01 and the next payment date is 2026-05-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does ALLY pay in dividends per year?
Ally Financial Inc. paid $1.20 per share in annual dividends in 2025. The dividends are paid quarterly.
Has ALLY been increasing its dividend?
Ally Financial Inc. has grown its dividend at a 5-year CAGR of 9.57%.
Is ALLY's dividend safe?
Ally Financial Inc. has a payout ratio of 29.13%. Its free cash flow payout ratio is 49100.00%. A payout ratio below 60% is generally considered sustainable.
How is ALLY's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Ally Financial Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.