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Banc of California Inc. (BANC) logo

Banc of California Inc.

S&P 500

BANC/Financial Services · Banks - Regional/NYSE

Dividend Yield

2.18%

$0.44 · Annual Dividend

Stock Price$21.05P/E15.5MCap3.1BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

84/ 100Very Safe

BANC's dividend appears very safe. Strengths include a 32.3% earnings payout ratio & 39.4% fcf payout ratio. Areas of concern: 7.0% return on equity & Volatile profit margin stability. The dividend has been growing at a 10.76% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 32.3%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 39.4%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 2.0%Healthy balance sheet with low net debt.

Risks

  • Return on Equity: 7.0%Return on equity is below industry norms.
  • Profit Margin Stability: VolatileProfit margins have been volatile.
  • Earnings Stability: VolatileEarnings have been volatile, pressuring the dividend.

Payout & Coverage

Very Safe
32.3%Very Safe
39.4%Very Safe

Balance Sheet

Very Safe

Profitability

Caution
7.0%Warning
39.3%Very Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
10.8%Very Safe
VolatileWarning

About Banc of California Inc.

Banc of California Inc. is a financial institution that provides a comprehensive array of financial services to both personal and business clients. This regional bank, headquartered in Santa Ana, California, specializes in community banking operations with a strong focus on meeting the needs of their local clientele. It offers diverse services such as traditional banking, mortgage lending, and specialized financial products for small to medium-sized enterprises. The bank plays a significant role in supporting the economic development of California's communities, emphasizing personalized customer service and relationship banking. It impacts various sectors including real estate, entrepreneurial ventures, and small businesses, offering financial solutions tailored to these industries. Banc of California is recognized for its commitment to fostering strong local economies through its financial advocacy and partnership approach. In the landscape of regional banks, it remains influential by adapting to technological advances and maintaining strong ties with its client base, ensuring financial growth and stability for the areas it serves.

Dividend Overview

Dividend Yield

2.18%

Annual Dividend

$0.44

Frequency

Quarterly

Payout Ratio

32.31%

FCF Payout Ratio

39.44%

52-Week Range

$13.78 - $21.61

Dividend History (2016–2025)

BANC annual dividend per share and yield history

Earnings & Profitability

BANC earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 15, 2026

Next Payment Date

July 1, 2026

Dividend Growth

3-Year Dividend CAGR

18.56%

5-Year Dividend CAGR

10.76%

10-Year Dividend CAGR

-1.81%

3-Year Total Growth

66.67%

5-Year Total Growth

66.67%

10-Year Total Growth

-16.67%

Income Calculator

BANC Dividend Calculator

Total Investment

$2,105.00

Annual Income

$44.00

Quarterly Income

$11.00

Monthly Income

$3.67

Frequently Asked Questions

What is BANC's current dividend yield?
Banc of California Inc. (BANC) currently has a dividend yield of 2.18%, based on a stock price of $21.05 and an annual dividend of $0.44.
When is BANC's next dividend payment date?
BANC's next ex-dividend date is 2026-06-15 and the next payment date is 2026-07-01. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does BANC pay in dividends per year?
Banc of California Inc. paid $0.40 per share in annual dividends in 2025. The dividends are paid quarterly.
Has BANC been increasing its dividend?
Banc of California Inc. has grown its dividend at a 5-year CAGR of 10.76% and a 10-year CAGR of -1.81%.
Is BANC's dividend safe?
Banc of California Inc. has a payout ratio of 32.31%. Its free cash flow payout ratio is 39.44%. A payout ratio below 60% is generally considered sustainable.
How is BANC's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Banc of California Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.