Back to Dividend Stocks
Beacon Financial Corporation (BBT) logo

Beacon Financial Corporation

S&P 500

BBT/Financial Services · Banks - Regional/NYSE

Dividend Yield

3.86%

$1.15 · Annual Dividend

Stock Price$30.83P/E27.4MCap2.5BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

69/ 100Safe

BBT's dividend appears safe and well-supported. Strengths include a 41.5% fcf payout ratio & -5.0% net debt / total assets. Areas of concern: 119.2% earnings payout ratio & 6.3% return on equity. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 8 of 10 metrics

Strengths

  • Net Debt / Total Assets: -5.0%Healthy balance sheet with low net debt.
  • Operating Margin: 44.3%Healthy operating margin provides a wide buffer.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.

Risks

  • Earnings Payout Ratio: 119.2%High earnings payout ratio leaves little safety margin.
  • Return on Equity: 6.3%Return on equity is below industry norms.

Payout & Coverage

Caution

Balance Sheet

Very Safe

Profitability

Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe

About Beacon Financial Corporation

Beacon Financial Corporation is a regional bank holding company that operates through its principal subsidiary, Beacon Bank & Trust. Formed from the merger of Berkshire Hills Bancorp and Brookline Bancorp in 2025, Beacon Financial serves a broad geographic area including New England and New York with over 145 branch offices. The company offers a diverse range of banking services such as deposit products, commercial lending, asset-based lending, retail and consumer banking, and residential mortgage services. With assets totaling approximately $12.1 billion and deposits of around $10.3 billion post-merger, Beacon Financial plays a significant role in the regional financial market by providing comprehensive banking solutions tailored to both individual and business clients. Headquartered in Boston, Massachusetts, it represents a substantial regional banking franchise focused on community banking and local economic development.

Dividend Overview

Dividend Yield

3.86%

Annual Dividend

$1.15

Frequency

Quarterly

Payout Ratio

119.25%

FCF Payout Ratio

41.55%

52-Week Range

$22.81 - $32.83

Dividend History (2016–2025)

BBT annual dividend per share and yield history

Earnings & Profitability

BBT earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 15, 2026

Last Payment Date

May 29, 2026

Dividend Growth

3-Year Dividend CAGR

16.92%

5-Year Dividend CAGR

3.69%

10-Year Dividend CAGR

1.28%

3-Year Total Growth

59.81%

5-Year Total Growth

19.86%

10-Year Total Growth

13.55%

Income Calculator

BBT Dividend Calculator

Total Investment

$3,083.00

Annual Income

$114.90

Quarterly Income

$28.73

Monthly Income

$9.58

Frequently Asked Questions

What is BBT's current dividend yield?
Beacon Financial Corporation (BBT) currently has a dividend yield of 3.86%, based on a stock price of $30.83 and an annual dividend of $1.15.
When is BBT's next dividend payment date?
BBT's next ex-dividend date is 2026-05-15 and the next payment date is 2026-05-29. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does BBT pay in dividends per year?
Beacon Financial Corporation paid $0.86 per share in annual dividends in 2025. The dividends are paid quarterly.
Has BBT been increasing its dividend?
Beacon Financial Corporation has grown its dividend at a 5-year CAGR of 3.69% and a 10-year CAGR of 1.28%.
Is BBT's dividend safe?
Beacon Financial Corporation has a payout ratio of 119.25%. Its free cash flow payout ratio is 41.55%. The payout ratio is above 100%, which may indicate the company is paying more in dividends than it earns. This could be unsustainable long-term.
How is BBT's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Beacon Financial Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track BBT Dividends with OnlyDividends

What will BBT actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

Download the App

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.