Bread Financial Holdings Inc.
S&P 500BFH/Financial Services · Credit Services/NYSE
Dividend Yield
0.87%
$0.90 · Annual Dividend
Dividend Safety Rating
BFH's dividend appears very safe. Strengths include a 7.2% earnings payout ratio & 2.0% fcf payout ratio. Areas of concern: Volatile profit margin stability & -3.1% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 7.2%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 2.0%Free cash flow comfortably covers the dividend.
- Operating Margin: 34.0%Healthy operating margin provides a wide buffer.
Risks
- 5-Year Dividend CAGR: -3.1%Dividend growth has been weak or negative.
- Profit Margin Stability: VolatileProfit margins have been volatile.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout Bread Financial Holdings Inc.
Bread Financial Holdings Inc. is a prominent company in the financial services industry, primarily known for providing a wide array of consumer financial products and services. Its core offerings include private label and co-branded credit cards, installment lending, and financial technology solutions. Bread Financial Holdings Inc. plays a crucial role in facilitating flexible payment options for consumers, thereby enhancing customer engagement and loyalty for partner brands. The company collaborates with numerous retail, travel, and luxury brand sectors, providing tailored payment solutions that drive business growth. With an emphasis on fintech innovation, Bread Financial Holdings Inc. leverages advanced analytics and technology to optimize financial solutions for diverse consumer needs. Operating within a dynamic financial ecosystem, the company contributes significantly to consumer finance by providing accessible and varied payment solutions, deeply influencing consumer purchasing behavior and retail sales performance. Bread Financial Holdings Inc. is a key player in the ever-evolving landscape of consumer finance, fostering a competitive edge through increasing digital integration and personalized financial service offerings.
Dividend Overview
Dividend Yield
0.87%
Annual Dividend
$0.90
Frequency
Quarterly
Payout Ratio
7.18%
FCF Payout Ratio
2.01%
52-Week Range
$53.83 - $107.75
Dividend History (2016–2025)
BFH annual dividend per share and yield history
Earnings & Profitability
BFH earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
May 29, 2026
Last Payment Date
June 15, 2026
Dividend Growth
3-Year Dividend CAGR
0.79%
5-Year Dividend CAGR
-3.08%
10-Year Dividend CAGR
N/A
3-Year Total Growth
2.38%
5-Year Total Growth
-14.48%
10-Year Total Growth
N/A
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.