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Cathay General Bancorp

S&P 500

CATY/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.40%

$1.44 · Annual Dividend

Stock Price$61.97P/E12.4MCap4.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

89/ 100Very Safe

CATY's dividend appears very safe. Strengths include a 28.9% earnings payout ratio & 26.3% fcf payout ratio. Areas of concern: 1.9% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 28.9%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 26.3%Free cash flow comfortably covers the dividend.
  • Operating Margin: 61.5%Healthy operating margin provides a wide buffer.

Risks

  • 5-Year Dividend CAGR: 1.9%Dividend growth has been weak or negative.

Payout & Coverage

Very Safe
28.9%Very Safe
26.3%Very Safe

Balance Sheet

N/A

Profitability

Safe
11.4%Caution
61.5%Very Safe
Very StableVery Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Cathay General Bancorp

Cathay General Bancorp is a bank holding company that primarily serves the Chinese-American community and other diverse communities in the United States. The main function of Cathay General Bancorp is to provide a full range of financial services and products, which include commercial loans, residential mortgage lending, consumer loans, and deposits. Significantly, the company caters to small and mid-sized businesses as well as individual clients. The bank is known for its deep roots in the Asian-American market, having been established in the mid-20th century to address the banking needs of this demographic. It plays a crucial role in facilitating trade and financial transactions, particularly between North America and Asia, given its strategic emphasis on fostering international trade relationships. In terms of market significance, Cathay General Bancorp exemplifies the partnership between localized community banking and global financial integration. Its niche expertise in serving minority groups, along with its capacity to offer personalized banking solutions, underscores its importance in promoting economic growth and entrepreneurial ventures within its service areas.

Dividend Overview

Dividend Yield

2.40%

Annual Dividend

$1.44

Frequency

Quarterly

Payout Ratio

28.87%

FCF Payout Ratio

26.25%

52-Week Range

$43.66 - $62.36

Dividend History (2016–2025)

CATY annual dividend per share and yield history

Earnings & Profitability

CATY earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 28, 2026

Last Payment Date

June 9, 2026

Dividend Growth

3-Year Dividend CAGR

0.00%

5-Year Dividend CAGR

1.86%

10-Year Dividend CAGR

9.28%

3-Year Total Growth

0.00%

5-Year Total Growth

9.68%

10-Year Total Growth

142.86%

Income Calculator

CATY Dividend Calculator

Total Investment

$6,197.00

Annual Income

$144.00

Quarterly Income

$36.00

Monthly Income

$12.00

Frequently Asked Questions

What is CATY's current dividend yield?
Cathay General Bancorp (CATY) currently has a dividend yield of 2.40%, based on a stock price of $61.97 and an annual dividend of $1.44.
When is CATY's next dividend payment date?
CATY's next ex-dividend date is 2026-05-28 and the next payment date is 2026-06-09. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does CATY pay in dividends per year?
Cathay General Bancorp paid $1.36 per share in annual dividends in 2025. The dividends are paid quarterly.
Has CATY been increasing its dividend?
Cathay General Bancorp has grown its dividend at a 5-year CAGR of 1.86% and a 10-year CAGR of 9.28%.
Is CATY's dividend safe?
Cathay General Bancorp has a payout ratio of 28.87%. Its free cash flow payout ratio is 26.25%. A payout ratio below 60% is generally considered sustainable.
How is CATY's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Cathay General Bancorp's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.