Back to Dividend Stocks
Commerce Bancshares, Inc. (CBSH) logo

Commerce Bancshares, Inc.

S&P 500

CBSH/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.00%

$1.10 · Annual Dividend

Stock Price$57.44P/E13.4MCap8.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

91/ 100Very Safe

CBSH's dividend appears very safe. Strengths include a 26.4% earnings payout ratio & 13.5% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 26.4%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 13.5%Free cash flow comfortably covers the dividend.
  • Operating Margin: 39.7%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
26.4%Very Safe
13.5%Very Safe

Balance Sheet

N/A

Profitability

Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Commerce Bancshares, Inc.

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank, delivering a comprehensive suite of financial products and services across the United States. It specializes in general banking operations, encompassing retail banking, mortgage banking, corporate lending, investment services, trust administration, and asset management tailored to individuals, businesses, and municipalities. The company structures its activities into three primary segments: Consumer (or Retail Banking), which includes consumer deposits, installment loans such as auto and home equity, mortgage banking, and debit/credit card services; Commercial, offering corporate lending, payment solutions, leasing, international services, cash management, and business banking; and Wealth, providing trust and estate planning, brokerage, and investment management for personal and institutional clients. Through an extensive branch network, Commerce Bancshares, Inc. supports diverse sectors including healthcare financing and real estate, playing a vital role in regional financial markets by facilitating everyday banking needs and sophisticated wealth strategies. Founded in 1865 and headquartered in Kansas City, Missouri, it remains a cornerstone in community-focused banking.

Dividend Overview

Dividend Yield

2.00%

Annual Dividend

$1.10

Frequency

Quarterly

Payout Ratio

26.38%

FCF Payout Ratio

13.47%

52-Week Range

$46.99 - $63.19

Dividend History (2016–2025)

CBSH annual dividend per share and yield history

Earnings & Profitability

CBSH earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 5, 2026

Last Payment Date

June 23, 2026

Dividend Growth

3-Year Dividend CAGR

4.59%

5-Year Dividend CAGR

4.36%

10-Year Dividend CAGR

6.09%

3-Year Total Growth

14.40%

5-Year Total Growth

23.80%

10-Year Total Growth

80.56%

Income Calculator

CBSH Dividend Calculator

Total Investment

$5,744.00

Annual Income

$110.00

Quarterly Income

$27.50

Monthly Income

$9.17

Frequently Asked Questions

What is CBSH's current dividend yield?
Commerce Bancshares, Inc. (CBSH) currently has a dividend yield of 2.00%, based on a stock price of $57.44 and an annual dividend of $1.10.
When is CBSH's next dividend payment date?
CBSH's next ex-dividend date is 2026-06-05 and the next payment date is 2026-06-23. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does CBSH pay in dividends per year?
Commerce Bancshares, Inc. paid $1.10 per share in annual dividends in 2025. The dividends are paid quarterly.
Has CBSH been increasing its dividend?
Commerce Bancshares, Inc. has grown its dividend at a 5-year CAGR of 4.36% and a 10-year CAGR of 6.09%.
Is CBSH's dividend safe?
Commerce Bancshares, Inc. has a payout ratio of 26.38%. Its free cash flow payout ratio is 13.47%. A payout ratio below 60% is generally considered sustainable.
How is CBSH's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Commerce Bancshares, Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track CBSH Dividends with OnlyDividends

What will CBSH actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

Download the App

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.