Community Bank System, Inc.
S&P 500CBU/Financial Services · Banks - Regional/NYSE
Dividend Yield
2.96%
$1.88 · Annual Dividend
Dividend Safety Rating
CBU's dividend appears very safe. Strengths include a 45.4% earnings payout ratio & 40.6% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 45.4%Low earnings payout ratio leaves room to grow the dividend.
- Operating Margin: 38.0%Healthy operating margin provides a wide buffer.
- Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
Very SafeAbout Community Bank System, Inc.
Community Bank System, Inc. is a financial holding company providing a wide range of banking and financial services. The company's primary function is to deliver traditional retail and commercial banking services through its subsidiary, Community Bank, N.A. This includes offering deposit, loan, and treasury management services to individuals, businesses, and municipal clients. Community Bank System, Inc. is especially notable for its footprint in Northeastern U.S., with a significant presence in New York and Pennsylvania. Additionally, the company extends its services to personal mortgages, business lending, and wealth management through various subsidiaries. Community Bank System, Inc. also provides insurance and employee benefits consulting services, further broadening its impact on diverse financial sectors. Established entities and customers benefit from its comprehensive financial solutions and community-focused approach. With its expansive network and deep-rooted regional operations, Community Bank System, Inc. plays a critical role in supporting economic activities and financial growth in its operating regions.
Dividend Overview
Dividend Yield
2.96%
Annual Dividend
$1.88
Frequency
Quarterly
Payout Ratio
45.39%
FCF Payout Ratio
40.60%
52-Week Range
$51.12 - $67.95
Dividend History (2016–2025)
CBU annual dividend per share and yield history
Earnings & Profitability
CBU earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 15, 2026
Next Payment Date
July 10, 2026
Dividend Growth
3-Year Dividend CAGR
2.25%
5-Year Dividend CAGR
2.30%
10-Year Dividend CAGR
4.31%
3-Year Total Growth
6.90%
5-Year Total Growth
12.05%
10-Year Total Growth
52.46%
Income Calculator
Frequently Asked Questions
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How is CBU's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.