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Capitol Federal Financial, Inc. (CFFN) logo

Capitol Federal Financial, Inc.

S&P 500

CFFN/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

3.60%

$0.29 · Annual Dividend

Stock Price$8.46P/E13.7MCap1.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

59/ 100Caution

CFFN's dividend shows some areas that warrant monitoring. Strengths include a 56.7% earnings payout ratio & 47.3% operating margin. Areas of concern: 7.5% return on equity & Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Operating Margin: 47.3%Healthy operating margin provides a wide buffer.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
  • Dividend Cut: NoneNo dividend cut in recent history.

Risks

  • 5-Year Dividend CAGR: -6.3%Dividend growth has been weak or negative.
  • Return on Equity: 7.5%Return on equity is below industry norms.
  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Safe

Balance Sheet

N/A

Profitability

Caution
7.5%Warning
47.3%Very Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
Mostly StableCaution

About Capitol Federal Financial, Inc.

Capitol Federal Financial, Inc. is a publicly traded financial institution primarily engaged in providing banking services. As a well-established player in the community banking sector, it primarily offers traditional financial products like savings accounts, checking accounts, and term certificate deposits. One of its key functions is facilitating residential real estate lending, with mortgage loan services being a critical component of its business. This positions it as an essential provider for individuals looking for home financing solutions. Headquartered in Topeka, Kansas, Capitol Federal Financial operates through a network of branches and financial centers across several states, focusing on personalized customer service and community engagement. The company's financial health and stability make it an influential player in the regional banking industry, offering reliable investment options for those interested in the banking sector. Through strategic operations and a strong commitment to its customer base, Capitol Federal Financial plays a significant role in the financial services market, particularly in fostering economic growth in the communities it serves.

Dividend Overview

Dividend Yield

3.60%

Annual Dividend

$0.29

Frequency

Quarterly

Payout Ratio

56.67%

FCF Payout Ratio

73.64%

52-Week Range

$5.71 - $8.49

Dividend History (2016–2025)

CFFN annual dividend per share and yield history

Earnings & Profitability

CFFN earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 1, 2026

Last Payment Date

May 15, 2026

Dividend Growth

3-Year Dividend CAGR

-25.43%

5-Year Dividend CAGR

-6.27%

10-Year Dividend CAGR

-8.65%

3-Year Total Growth

-58.54%

5-Year Total Growth

-27.66%

10-Year Total Growth

-59.52%

Income Calculator

CFFN Dividend Calculator

Total Investment

$846.00

Annual Income

$29.50

Quarterly Income

$7.38

Monthly Income

$2.46

Frequently Asked Questions

What is CFFN's current dividend yield?
Capitol Federal Financial, Inc. (CFFN) currently has a dividend yield of 3.60%, based on a stock price of $8.46 and an annual dividend of $0.29.
When is CFFN's next dividend payment date?
CFFN's next ex-dividend date is 2026-05-01 and the next payment date is 2026-05-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does CFFN pay in dividends per year?
Capitol Federal Financial, Inc. paid $0.34 per share in annual dividends in 2025. The dividends are paid quarterly.
Has CFFN been increasing its dividend?
Capitol Federal Financial, Inc. has grown its dividend at a 5-year CAGR of -6.27% and a 10-year CAGR of -8.65%.
Is CFFN's dividend safe?
Capitol Federal Financial, Inc. has a payout ratio of 56.67%. Its free cash flow payout ratio is 73.64%. A payout ratio below 60% is generally considered sustainable.
How is CFFN's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Capitol Federal Financial, Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.