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Cullen/Frost Bankers Inc. (CFR) logo

Cullen/Frost Bankers Inc.

S&P 500

CFR/Financial Services · Banks - Regional/NYSE

Dividend Yield

2.70%

$4.03 · Annual Dividend

Stock Price$153.50P/E14.6MCap9.4BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

93/ 100Very Safe

CFR's dividend appears very safe. Strengths include a 39.0% earnings payout ratio & 39.9% fcf payout ratio. The dividend has been growing at a 6.75% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 39.0%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 39.9%Free cash flow comfortably covers the dividend.
  • Operating Margin: 36.9%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
39.0%Very Safe
39.9%Very Safe

Balance Sheet

N/A

Profitability

Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Cullen/Frost Bankers Inc.

Cullen/Frost Bankers Inc. is a financial services holding company based in Texas, United States. Primarily offering commercial and consumer banking, trust and investment management services, Cullen/Frost Bankers Inc. operates through its main subsidiary, Frost Bank. It serves a diverse clientele, ranging from small businesses to large corporations, as well as individual retail customers, showcasing its strong community orientation. With a history tracing back to 1868, the company has built a solid reputation for stability and customer service. Cullen/Frost Bankers Inc. significantly impacts the financial sector in Texas, reflecting regional economic trends and contributing to local development. As one of the largest banks in the region, it plays a key role in supporting financial infrastructure, providing both traditional banking services and advanced digital banking solutions. The company's deep-rooted presence and extensive network across Texas enable it to effectively respond to customer needs, while its prudent risk management and conservative lending practices ensure long-term sustainability in the ever-evolving financial market.

Dividend Overview

Dividend Yield

2.70%

Annual Dividend

$4.03

Frequency

Quarterly

Payout Ratio

38.95%

FCF Payout Ratio

39.87%

52-Week Range

$119.00 - $153.81

Dividend History (2016–2025)

CFR annual dividend per share and yield history

Earnings & Profitability

CFR earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 29, 2026

Last Payment Date

June 15, 2026

Dividend Growth

3-Year Dividend CAGR

6.83%

5-Year Dividend CAGR

6.75%

10-Year Dividend CAGR

6.52%

3-Year Total Growth

21.91%

5-Year Total Growth

38.60%

10-Year Total Growth

88.10%

Income Calculator

CFR Dividend Calculator

Total Investment

$15,350.00

Annual Income

$403.00

Quarterly Income

$100.75

Monthly Income

$33.58

Frequently Asked Questions

What is CFR's current dividend yield?
Cullen/Frost Bankers Inc. (CFR) currently has a dividend yield of 2.70%, based on a stock price of $153.50 and an annual dividend of $4.03.
When is CFR's next dividend payment date?
CFR's next ex-dividend date is 2026-05-29 and the next payment date is 2026-06-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does CFR pay in dividends per year?
Cullen/Frost Bankers Inc. paid $3.95 per share in annual dividends in 2025. The dividends are paid quarterly.
Has CFR been increasing its dividend?
Cullen/Frost Bankers Inc. has grown its dividend at a 5-year CAGR of 6.75% and a 10-year CAGR of 6.52%.
Is CFR's dividend safe?
Cullen/Frost Bankers Inc. has a payout ratio of 38.95%. Its free cash flow payout ratio is 39.87%. A payout ratio below 60% is generally considered sustainable.
How is CFR's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Cullen/Frost Bankers Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.