Back to Dividend Stocks
City Holding Company (CHCO) logo

City Holding Company

S&P 500

CHCO/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.72%

$3.48 · Annual Dividend

Stock Price$132.72P/E14.1MCap1.8BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

96/ 100Very Safe

CHCO's dividend appears very safe. Strengths include a 36.6% earnings payout ratio & 37.5% fcf payout ratio. The dividend has been growing at a 7.28% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 36.6%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 37.5%Free cash flow comfortably covers the dividend.
  • Operating Margin: 50.9%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
36.6%Very Safe
37.5%Very Safe

Balance Sheet

N/A

Profitability

Very Safe
50.9%Very Safe
Very StableVery Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About City Holding Company

City Holding Company is a financial institution that provides a comprehensive range of banking and financial services. Its primary function is to offer such services as retail banking, wealth management, and commercial banking products to individuals, businesses, and public sector entities. The company’s offerings include traditional banking products like checking and savings accounts, loans, and mortgages, as well as investment services. City Holding Company is instrumental in fostering economic growth within its operating region by facilitating easy access to credit and various financial solutions. Significantly, it serves customers primarily through a network of branches and ATMs, as well as digital platforms, ensuring both accessibility and convenience. In the financial market, City Holding Company plays a crucial role in promoting the stability and liquidity of the local economy by effectively managing the assets and liabilities of its clientele. Its performance is a barometer of economic health in the regions it serves, reflecting trends in consumer spending and business investment. Headquartered in Charleston, West Virginia, City Holding Company represents a key player in the regional banking sector and continues to evolve alongside technological advancements and regulatory changes.

Dividend Overview

Dividend Yield

2.72%

Annual Dividend

$3.48

Frequency

Quarterly

Payout Ratio

36.60%

FCF Payout Ratio

37.55%

52-Week Range

$113.21 - $133.59

Dividend History (2016–2025)

CHCO annual dividend per share and yield history

Earnings & Profitability

CHCO earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

July 15, 2026

Next Payment Date

July 31, 2026

Dividend Growth

3-Year Dividend CAGR

9.76%

5-Year Dividend CAGR

7.28%

10-Year Dividend CAGR

6.92%

3-Year Total Growth

32.24%

5-Year Total Growth

42.11%

10-Year Total Growth

95.18%

Income Calculator

CHCO Dividend Calculator

Total Investment

$13,272.00

Annual Income

$348.00

Quarterly Income

$87.00

Monthly Income

$29.00

Frequently Asked Questions

What is CHCO's current dividend yield?
City Holding Company (CHCO) currently has a dividend yield of 2.72%, based on a stock price of $132.72 and an annual dividend of $3.48.
When is CHCO's next dividend payment date?
CHCO's next ex-dividend date is 2026-07-15 and the next payment date is 2026-07-31. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does CHCO pay in dividends per year?
City Holding Company paid $3.24 per share in annual dividends in 2025. The dividends are paid quarterly.
Has CHCO been increasing its dividend?
City Holding Company has grown its dividend at a 5-year CAGR of 7.28% and a 10-year CAGR of 6.92%.
Is CHCO's dividend safe?
City Holding Company has a payout ratio of 36.60%. Its free cash flow payout ratio is 37.55%. A payout ratio below 60% is generally considered sustainable.
How is CHCO's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates City Holding Company's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track CHCO Dividends with OnlyDividends

What will CHCO actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

Download the App

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.