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Central Pacific Financial Corp. (CPF) logo

Central Pacific Financial Corp.

S&P 500

CPF/Financial Services · Banks - Regional/NYSE

Dividend Yield

3.11%

$1.13 · Annual Dividend

Stock Price$37.76P/E12.0MCap947.0MLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

89/ 100Very Safe

CPF's dividend appears very safe. Strengths include a 37.1% earnings payout ratio & 32.9% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 37.1%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 32.9%Free cash flow comfortably covers the dividend.
  • Operating Margin: 38.1%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
37.1%Very Safe
32.9%Very Safe

Balance Sheet

N/A

Profitability

Safe
38.1%Very Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Central Pacific Financial Corp.

Central Pacific Financial Corp. is a prominent financial institution primarily operating in the banking sector. As a bank holding company headquartered in Honolulu, Hawaii, it primarily serves the Hawaiian Islands. The company's main subsidiary, Central Pacific Bank, provides a comprehensive range of financial services tailored to meet the needs of retail, commercial, and small business clients. With a network of branches spread across Hawaii, Central Pacific Financial Corp. plays a crucial role in supporting the local economy by offering products such as loans, deposits, and investment services. In addition to traditional banking, the institution is involved in wealth management and real estate lending, showcasing its diversified approach to financial services. This corporation is pivotal in contributing to the financial stability and growth of its regional market, reflecting a robust understanding of the local community's unique needs. Its longstanding presence and tailored service offerings underscore its importance as a financial linchpin within Hawaii's economy.

Dividend Overview

Dividend Yield

3.11%

Annual Dividend

$1.13

Frequency

Quarterly

Payout Ratio

37.12%

FCF Payout Ratio

32.93%

52-Week Range

$25.62 - $37.86

Dividend History (2016–2025)

CPF annual dividend per share and yield history

Earnings & Profitability

CPF earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 29, 2026

Last Payment Date

June 15, 2026

Dividend Growth

3-Year Dividend CAGR

1.58%

5-Year Dividend CAGR

3.45%

10-Year Dividend CAGR

4.83%

3-Year Total Growth

4.81%

5-Year Total Growth

18.48%

10-Year Total Growth

60.29%

Income Calculator

CPF Dividend Calculator

Total Investment

$3,776.00

Annual Income

$113.00

Quarterly Income

$28.25

Monthly Income

$9.42

Frequently Asked Questions

What is CPF's current dividend yield?
Central Pacific Financial Corp. (CPF) currently has a dividend yield of 3.11%, based on a stock price of $37.76 and an annual dividend of $1.13.
When is CPF's next dividend payment date?
CPF's next ex-dividend date is 2026-05-29 and the next payment date is 2026-06-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does CPF pay in dividends per year?
Central Pacific Financial Corp. paid $1.09 per share in annual dividends in 2025. The dividends are paid quarterly.
Has CPF been increasing its dividend?
Central Pacific Financial Corp. has grown its dividend at a 5-year CAGR of 3.45% and a 10-year CAGR of 4.83%.
Is CPF's dividend safe?
Central Pacific Financial Corp. has a payout ratio of 37.12%. Its free cash flow payout ratio is 32.93%. A payout ratio below 60% is generally considered sustainable.
How is CPF's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Central Pacific Financial Corp.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.