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Dime Community Bancshares Inc. (DCOM) logo

Dime Community Bancshares Inc.

S&P 500

DCOM/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.56%

$1.00 · Annual Dividend

Stock Price$39.97P/E14.7MCap1.7BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

83/ 100Very Safe

DCOM's dividend appears very safe. Strengths include a 37.6% earnings payout ratio & 30.6% fcf payout ratio. Areas of concern: Volatile profit margin stability & 0.8% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 37.6%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 30.6%Free cash flow comfortably covers the dividend.
  • Operating Margin: 44.1%Healthy operating margin provides a wide buffer.

Risks

  • Profit Margin Stability: VolatileProfit margins have been volatile.
  • 5-Year Dividend CAGR: 0.8%Dividend growth has been weak or negative.

Payout & Coverage

Very Safe
37.6%Very Safe
30.6%Very Safe

Balance Sheet

N/A

Profitability

Caution
8.5%Caution
44.1%Very Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Dime Community Bancshares Inc.

Dime Community Bancshares Inc. is a financial holding company primarily engaged in the provision of commercial banking and financial services. Its key purpose is to offer a comprehensive range of banking products and services through its subsidiary, Dime Community Bank. The institution serves a diverse customer base that includes individuals, small to medium-sized businesses, and commercial enterprises across various industries. Notable features of its offerings include traditional banking services such as loans, mortgages, deposit accounts, along with personalized solutions for business growth and wealth management. With its roots in community banking, Dime Community Bancshares emphasizes local market engagement and responsiveness, maintaining a strong presence primarily in the New York metropolitan area. This approach allows it to play a significant and supportive role in the local economy, fostering relationships with businesses and residents. The company's commitment to community development and economic support defines its position within the regional financial ecosystem, making it a vital player in the market segments it serves.

Dividend Overview

Dividend Yield

2.56%

Annual Dividend

$1.00

Frequency

Quarterly

Payout Ratio

37.59%

FCF Payout Ratio

30.62%

52-Week Range

$25.63 - $40.76

Dividend History (2016–2025)

DCOM annual dividend per share and yield history

Earnings & Profitability

DCOM earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

April 17, 2026

Last Payment Date

April 24, 2026

Dividend Growth

3-Year Dividend CAGR

1.37%

5-Year Dividend CAGR

0.82%

10-Year Dividend CAGR

0.84%

3-Year Total Growth

4.17%

5-Year Total Growth

4.17%

10-Year Total Growth

8.70%

Income Calculator

DCOM Dividend Calculator

Total Investment

$3,997.00

Annual Income

$100.00

Quarterly Income

$25.00

Monthly Income

$8.33

Frequently Asked Questions

What is DCOM's current dividend yield?
Dime Community Bancshares Inc. (DCOM) currently has a dividend yield of 2.56%, based on a stock price of $39.97 and an annual dividend of $1.00.
When is DCOM's next dividend payment date?
DCOM's next ex-dividend date is 2026-04-17 and the next payment date is 2026-04-24. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does DCOM pay in dividends per year?
Dime Community Bancshares Inc. paid $1.00 per share in annual dividends in 2025. The dividends are paid quarterly.
Has DCOM been increasing its dividend?
Dime Community Bancshares Inc. has grown its dividend at a 5-year CAGR of 0.82% and a 10-year CAGR of 0.84%.
Is DCOM's dividend safe?
Dime Community Bancshares Inc. has a payout ratio of 37.59%. Its free cash flow payout ratio is 30.62%. A payout ratio below 60% is generally considered sustainable.
How is DCOM's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Dime Community Bancshares Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.