Essent Group Ltd.
S&P 500ESNT/Financial Services · Insurance - Specialty/NYSE
Dividend Yield
2.24%
$1.32 · Annual Dividend
Dividend Safety Rating
ESNT's dividend appears very safe. Strengths include a 18.2% earnings payout ratio & 15.0% fcf payout ratio. Areas of concern: -0.6% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 18.2%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 15.0%Free cash flow comfortably covers the dividend.
- Operating Margin: 63.7%Healthy operating margin provides a wide buffer.
Risks
- 5-Year Dividend CAGR: -0.6%Dividend growth has been weak or negative.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout Essent Group Ltd.
Essent Group Ltd. is a Bermuda-based holding company offering private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to the housing finance industry. It provides credit protection to mortgage lenders, borrowers, and investors by covering a portion of the unpaid principal balance of a mortgage and related expenses in the event of default, enabling lenders to extend additional financing to prospective homeowners and support affordable homeownership. The company operates primarily in the U.S. residential mortgage market, serving mortgage originators and investors through its subsidiaries, including Essent Guaranty and Agents National Title Insurance Company. Essent Group Ltd. focuses on responsibly managing mortgage credit risk via insurance-linked notes and other reinsurance mechanisms issued by special purpose insurers. Its title services facilitate real estate transactions by handling insurance and settlements. Founded in 2008 and headquartered in Hamilton, Bermuda, Essent Group Ltd. plays a vital role in the specialty insurance sector, promoting stability in housing finance.
Dividend Overview
Dividend Yield
2.24%
Annual Dividend
$1.32
Frequency
Quarterly
Payout Ratio
18.21%
FCF Payout Ratio
15.02%
52-Week Range
$55.22 - $67.09
Dividend History (2016–2025)
ESNT annual dividend per share and yield history
Earnings & Profitability
ESNT earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 1, 2026
Last Payment Date
June 10, 2026
Dividend Growth
3-Year Dividend CAGR
-10.33%
5-Year Dividend CAGR
-0.63%
10-Year Dividend CAGR
N/A
3-Year Total Growth
-27.91%
5-Year Total Growth
-3.13%
10-Year Total Growth
N/A
Income Calculator
Frequently Asked Questions
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How is ESNT's Dividend Safety Rating calculated?
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.