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First BanCorp Puerto Rico (FBP) logo

First BanCorp Puerto Rico

S&P 500

FBP/Financial Services · Banks - Regional/NYSE

Dividend Yield

2.95%

$0.76 · Annual Dividend

Stock Price$26.54P/E11.4MCap4.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

93/ 100Very Safe

FBP's dividend appears very safe. Strengths include a 32.9% earnings payout ratio & 26.5% fcf payout ratio. The dividend has been growing at a 21.98% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 32.9%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 26.5%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: -1.9%Healthy balance sheet with low net debt.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
32.9%Very Safe
26.5%Very Safe

Balance Sheet

Very Safe

Profitability

Safe
47.8%Very Safe

Dividend Track Record

Very Safe
8+ yrsSafe
NoneVery Safe
22.0%Very Safe
GrowingVery Safe

About First BanCorp Puerto Rico

First BanCorp Puerto Rico is a financial institution that operates as a bank and holding company providing a comprehensive suite of banking products and services. It primarily serves individual customers, businesses, and governmental entities in Puerto Rico and the U.S. and British Virgin Islands. The bank plays a vital role in these regions by offering various deposit products, loans, mortgage services, and credit cards, thereby supporting individual financial needs and facilitating business operations. Additionally, First BanCorp provides investment advisory services and insurance products, contributing further to its diversified financial portfolio. Noteworthy for its strategic presence in key Caribbean markets, First BanCorp is instrumental in economic activities driven by tourism, commerce, and real estate in these areas. Its financial solutions empower consumer spending and provide essential financial infrastructure that aids small to medium enterprises in their operations. Headquartered in San Juan, Puerto Rico, the company stands as a significant player in the regional banking landscape, ensuring economic stability and growth through its tailored financial services and strategic initiatives.

Dividend Overview

Dividend Yield

2.95%

Annual Dividend

$0.76

Frequency

Quarterly

Payout Ratio

32.89%

FCF Payout Ratio

26.48%

52-Week Range

$19.16 - $26.80

Dividend History (2016–2025)

FBP annual dividend per share and yield history

Earnings & Profitability

FBP earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 28, 2026

Last Payment Date

June 12, 2026

Dividend Growth

3-Year Dividend CAGR

5.49%

5-Year Dividend CAGR

21.98%

10-Year Dividend CAGR

N/A

3-Year Total Growth

17.39%

5-Year Total Growth

170.00%

10-Year Total Growth

N/A

Income Calculator

FBP Dividend Calculator

Total Investment

$2,654.00

Annual Income

$76.00

Quarterly Income

$19.00

Monthly Income

$6.33

Frequently Asked Questions

What is FBP's current dividend yield?
First BanCorp Puerto Rico (FBP) currently has a dividend yield of 2.95%, based on a stock price of $26.54 and an annual dividend of $0.76.
When is FBP's next dividend payment date?
FBP's next ex-dividend date is 2026-05-28 and the next payment date is 2026-06-12. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does FBP pay in dividends per year?
First BanCorp Puerto Rico paid $0.54 per share in annual dividends in 2025. The dividends are paid quarterly.
Has FBP been increasing its dividend?
First BanCorp Puerto Rico has grown its dividend at a 5-year CAGR of 21.98%.
Is FBP's dividend safe?
First BanCorp Puerto Rico has a payout ratio of 32.89%. Its free cash flow payout ratio is 26.48%. A payout ratio below 60% is generally considered sustainable.
How is FBP's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates First BanCorp Puerto Rico's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.