First Commonwealth Financial Corporation
S&P 500FCF/Financial Services · Banks - Regional/NYSE
Dividend Yield
2.77%
$0.55 · Annual Dividend
Dividend Safety Rating
FCF's dividend appears very safe. Strengths include a 35.5% earnings payout ratio & 27.6% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 35.5%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 27.6%Free cash flow comfortably covers the dividend.
- Net Debt / Total Assets: 1.7%Healthy balance sheet with low net debt.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
SafeDividend Track Record
Very SafeAbout First Commonwealth Financial Corporation
First Commonwealth Financial Corporation is a financial holding company that provides a diverse array of commercial and consumer banking services. Its primary function is to serve the financial needs of its clients through traditional deposit and loan products, along with specialized financial services like insurance and trust management. With a focus on Pennsylvania and Ohio, the corporation plays a significant role in the regional banking sector by supporting local businesses and communities with tailored financial solutions. The company operates through a network of community banks under the First Commonwealth Bank brand, emphasizing personalized customer service. In addition to standard banking, it offers wealth management services, including investment planning and estate management, thereby impacting the local economy by enabling capital access and financial growth for individuals and businesses alike. First Commonwealth Financial Corporation is noteworthy for its commitment to integrating advanced digital banking technologies to enhance user experience and access. By maintaining a strong focus on both personal and corporate banking, the organization remains a key player in fostering economic development within its operational regions.
Dividend Overview
Dividend Yield
2.77%
Annual Dividend
$0.55
Frequency
Quarterly
Payout Ratio
35.53%
FCF Payout Ratio
27.63%
52-Week Range
$15.00 - $20.47
Dividend History (2016–2025)
FCF annual dividend per share and yield history
Earnings & Profitability
FCF earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
May 8, 2026
Last Payment Date
May 22, 2026
Dividend Growth
3-Year Dividend CAGR
4.04%
5-Year Dividend CAGR
3.99%
10-Year Dividend CAGR
6.69%
3-Year Total Growth
12.63%
5-Year Total Growth
21.59%
10-Year Total Growth
91.07%
Income Calculator
Frequently Asked Questions
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How is FCF's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.