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First Commonwealth Financial Corporation (FCF) logo

First Commonwealth Financial Corporation

S&P 500

FCF/Financial Services · Banks - Regional/NYSE

Dividend Yield

2.77%

$0.55 · Annual Dividend

Stock Price$20.45P/E13.0MCap2.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

91/ 100Very Safe

FCF's dividend appears very safe. Strengths include a 35.5% earnings payout ratio & 27.6% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 35.5%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 27.6%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 1.7%Healthy balance sheet with low net debt.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
35.5%Very Safe
27.6%Very Safe

Balance Sheet

Very Safe

Profitability

Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About First Commonwealth Financial Corporation

First Commonwealth Financial Corporation is a financial holding company that provides a diverse array of commercial and consumer banking services. Its primary function is to serve the financial needs of its clients through traditional deposit and loan products, along with specialized financial services like insurance and trust management. With a focus on Pennsylvania and Ohio, the corporation plays a significant role in the regional banking sector by supporting local businesses and communities with tailored financial solutions. The company operates through a network of community banks under the First Commonwealth Bank brand, emphasizing personalized customer service. In addition to standard banking, it offers wealth management services, including investment planning and estate management, thereby impacting the local economy by enabling capital access and financial growth for individuals and businesses alike. First Commonwealth Financial Corporation is noteworthy for its commitment to integrating advanced digital banking technologies to enhance user experience and access. By maintaining a strong focus on both personal and corporate banking, the organization remains a key player in fostering economic development within its operational regions.

Dividend Overview

Dividend Yield

2.77%

Annual Dividend

$0.55

Frequency

Quarterly

Payout Ratio

35.53%

FCF Payout Ratio

27.63%

52-Week Range

$15.00 - $20.47

Dividend History (2016–2025)

FCF annual dividend per share and yield history

Earnings & Profitability

FCF earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 8, 2026

Last Payment Date

May 22, 2026

Dividend Growth

3-Year Dividend CAGR

4.04%

5-Year Dividend CAGR

3.99%

10-Year Dividend CAGR

6.69%

3-Year Total Growth

12.63%

5-Year Total Growth

21.59%

10-Year Total Growth

91.07%

Income Calculator

FCF Dividend Calculator

Total Investment

$2,045.00

Annual Income

$54.50

Quarterly Income

$13.63

Monthly Income

$4.54

Frequently Asked Questions

What is FCF's current dividend yield?
First Commonwealth Financial Corporation (FCF) currently has a dividend yield of 2.77%, based on a stock price of $20.45 and an annual dividend of $0.55.
When is FCF's next dividend payment date?
FCF's next ex-dividend date is 2026-05-08 and the next payment date is 2026-05-22. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does FCF pay in dividends per year?
First Commonwealth Financial Corporation paid $0.54 per share in annual dividends in 2025. The dividends are paid quarterly.
Has FCF been increasing its dividend?
First Commonwealth Financial Corporation has grown its dividend at a 5-year CAGR of 3.99% and a 10-year CAGR of 6.69%.
Is FCF's dividend safe?
First Commonwealth Financial Corporation has a payout ratio of 35.53%. Its free cash flow payout ratio is 27.63%. A payout ratio below 60% is generally considered sustainable.
How is FCF's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates First Commonwealth Financial Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.