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First Financial Bancorp. (FFBC) logo

First Financial Bancorp.

S&P 500

FFBC/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

3.13%

$1.00 · Annual Dividend

Stock Price$33.49P/E11.2MCap3.4BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

91/ 100Very Safe

FFBC's dividend appears very safe. Strengths include a 35.0% earnings payout ratio & 12.2% fcf payout ratio. Areas of concern: 1.3% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 35.0%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 12.2%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 2.0%Healthy balance sheet with low net debt.

Risks

  • 5-Year Dividend CAGR: 1.3%Dividend growth has been weak or negative.

Payout & Coverage

Very Safe
35.0%Very Safe
12.2%Very Safe

Balance Sheet

Very Safe

Profitability

Safe
10.2%Caution
37.3%Very Safe
Very StableVery Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About First Financial Bancorp.

First Financial Bancorp. is a regional bank holding company that operates through its principal subsidiary, First Financial Bank. This financial institution primarily engages in providing financial services such as commercial and consumer banking, investment services, and mortgage banking. The bank serves its clientele through a network of branches located primarily across Ohio, Indiana, and Kentucky, offering personal and business checking accounts, various savings products, lending options, and investment management services. As a significant player in the Midwest's banking sector, First Financial Bancorp. supports local economic growth by providing essential banking services to small businesses and individuals. Its role in the financial market is pivotal as it not only facilitates daily financial transactions and savings but also contributes to the regional development through its financial products tailored to meet community needs. Established in 1863 and based in Cincinnati, Ohio, First Financial Bancorp. prides itself on its strong community ties and customer-focused banking solutions, thereby fostering economic resilience and building stable financial foundations for the communities it serves.

Dividend Overview

Dividend Yield

3.13%

Annual Dividend

$1.00

Frequency

Quarterly

Payout Ratio

34.98%

FCF Payout Ratio

12.20%

52-Week Range

$23.06 - $33.50

Dividend History (2016–2025)

FFBC annual dividend per share and yield history

Earnings & Profitability

FFBC earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 1, 2026

Last Payment Date

June 15, 2026

Dividend Growth

3-Year Dividend CAGR

2.13%

5-Year Dividend CAGR

1.27%

10-Year Dividend CAGR

4.35%

3-Year Total Growth

6.52%

5-Year Total Growth

6.52%

10-Year Total Growth

53.12%

Income Calculator

FFBC Dividend Calculator

Total Investment

$3,349.00

Annual Income

$100.00

Quarterly Income

$25.00

Monthly Income

$8.33

Frequently Asked Questions

What is FFBC's current dividend yield?
First Financial Bancorp. (FFBC) currently has a dividend yield of 3.13%, based on a stock price of $33.49 and an annual dividend of $1.00.
When is FFBC's next dividend payment date?
FFBC's next ex-dividend date is 2026-06-01 and the next payment date is 2026-06-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does FFBC pay in dividends per year?
First Financial Bancorp. paid $0.98 per share in annual dividends in 2025. The dividends are paid quarterly.
Has FFBC been increasing its dividend?
First Financial Bancorp. has grown its dividend at a 5-year CAGR of 1.27% and a 10-year CAGR of 4.35%.
Is FFBC's dividend safe?
First Financial Bancorp. has a payout ratio of 34.98%. Its free cash flow payout ratio is 12.20%. A payout ratio below 60% is generally considered sustainable.
How is FFBC's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates First Financial Bancorp.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.