Back to Dividend Stocks
First Financial Bankshares Inc. (FFIN) logo

First Financial Bankshares Inc.

S&P 500

FFIN/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.39%

$0.79 · Annual Dividend

Stock Price$34.94P/E18.1MCap4.7BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

96/ 100Very Safe

FFIN's dividend appears very safe. Strengths include a 41.3% earnings payout ratio & 34.8% fcf payout ratio. The dividend has been growing at a 8.02% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 41.3%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 34.8%Free cash flow comfortably covers the dividend.
  • Operating Margin: 57.1%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
41.3%Very Safe
34.8%Very Safe

Balance Sheet

N/A

Profitability

Very Safe
57.1%Very Safe
Very StableVery Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About First Financial Bankshares Inc.

First Financial Bankshares Inc. is a prominent financial services company focused on providing a wide array of banking services through its network of community banks. Established in Texas, this regional bank is dedicated to meeting the financial needs of individuals, businesses, and public entities within its service areas. The company offers comprehensive products including traditional banking services like checking and savings accounts, commercial and personal loans, and mortgage products. Its role extends to providing tailored financial solutions, such as wealth management, trust services, and investment advisory services, catering to a diversified client base. Known for its robust financial performance and commitment to community engagement, First Financial Bankshares Inc. plays a crucial role in supporting regional economic development and providing personalized financial counsel. Its strategic positioning in community banking reflects its emphasis on customer service and local economic integration, making it a significant player in the regional banking sector.

Dividend Overview

Dividend Yield

2.39%

Annual Dividend

$0.79

Frequency

Quarterly

Payout Ratio

41.30%

FCF Payout Ratio

34.80%

52-Week Range

$28.12 - $38.74

Dividend History (2016–2025)

FFIN annual dividend per share and yield history

Earnings & Profitability

FFIN earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 12, 2026

Next Payment Date

July 1, 2026

Dividend Growth

3-Year Dividend CAGR

4.35%

5-Year Dividend CAGR

8.02%

10-Year Dividend CAGR

9.24%

3-Year Total Growth

13.64%

5-Year Total Growth

47.06%

10-Year Total Growth

141.94%

Income Calculator

FFIN Dividend Calculator

Total Investment

$3,494.00

Annual Income

$79.00

Quarterly Income

$19.75

Monthly Income

$6.58

Frequently Asked Questions

What is FFIN's current dividend yield?
First Financial Bankshares Inc. (FFIN) currently has a dividend yield of 2.39%, based on a stock price of $34.94 and an annual dividend of $0.79.
When is FFIN's next dividend payment date?
FFIN's next ex-dividend date is 2026-06-12 and the next payment date is 2026-07-01. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does FFIN pay in dividends per year?
First Financial Bankshares Inc. paid $0.75 per share in annual dividends in 2025. The dividends are paid quarterly.
Has FFIN been increasing its dividend?
First Financial Bankshares Inc. has grown its dividend at a 5-year CAGR of 8.02% and a 10-year CAGR of 9.24%.
Is FFIN's dividend safe?
First Financial Bankshares Inc. has a payout ratio of 41.30%. Its free cash flow payout ratio is 34.80%. A payout ratio below 60% is generally considered sustainable.
How is FFIN's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates First Financial Bankshares Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track FFIN Dividends with OnlyDividends

What will FFIN actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

Download the App

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.