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Flagstar Bank, National Association (FLG) logo

Flagstar Bank, National Association

S&P 1500

FLG/Financial Services · Banks - Regional/NYSE

Dividend Yield

0.28%

$0.04 · Annual Dividend

Stock Price$14.19P/E474.0MCap5.9BLast update: Aug 12, 2026 at 04:48

Dividend Safety Rating

55/ 100Caution

FLG's dividend shows some areas that warrant monitoring. Strengths include a 22.7% fcf payout ratio & 7.2% net debt / total assets. Areas of concern: 133.3% earnings payout ratio & 0.6% return on equity. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • FCF Payout Ratio: 22.7%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 7.2%Healthy balance sheet with low net debt.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.

Risks

  • Earnings Payout Ratio: 133.3%High earnings payout ratio leaves little safety margin.
  • Return on Equity: 0.6%Return on equity is below industry norms.
  • Profit Margin Stability: UnstableProfit margins have been volatile.

Payout & Coverage

Caution
22.7%Very Safe

Balance Sheet

Very Safe

Profitability

Warning

Dividend Track Record

Caution
11+ yrsVery Safe
NoneVery Safe
UnstableDanger

About Flagstar Bank, National Association

Flagstar Bank, National Association is a financial institution providing comprehensive banking services across consumer, commercial, and mortgage lending sectors. It serves a diverse clientele including individuals, small businesses, and corporations through offerings such as deposit accounts, multi-family and commercial real estate loans, industrial financing, and wealth management solutions. Headquartered in Hicksville, New York, the bank operates branches in key regions including the Northeast, Midwest, Southeast, and West Coast, with specialized private banking teams servicing high net-worth clients. As a mid-cap entity with a market capitalization around $5 billion, Flagstar plays a significant role in regional banking markets and is involved in strategic corporate restructuring and growth initiatives to enhance its lending and service capabilities. The bank’s operations reflect a focus on relationship-driven, industry-specialized lending alongside a broad product suite tailored to support client business growth and financial needs.

Dividend Overview

Dividend Yield

0.28%

Annual Dividend

$0.04

Frequency

Quarterly

Payout Ratio

133.33%

FCF Payout Ratio

22.69%

52-Week Range

$10.57 - $15.44

Dividend History (2016–2025)

FLG annual dividend per share and yield history

Earnings & Profitability

FLG earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

September 4, 2026

Next Payment Date

September 17, 2026

Dividend Growth

3-Year Dividend CAGR

-73.03%

5-Year Dividend CAGR

-54.45%

10-Year Dividend CAGR

-35.06%

3-Year Total Growth

-98.04%

5-Year Total Growth

-98.04%

10-Year Total Growth

-98.67%

Income Calculator

FLG Dividend Calculator

Total Investment

$1,419.00

Annual Income

$4.00

Quarterly Income

$1.00

Monthly Income

$0.33

Frequently Asked Questions

What is FLG's current dividend yield?
Flagstar Bank, National Association (FLG) currently has a dividend yield of 0.28%, based on a stock price of $14.19 and an annual dividend of $0.04.
When is FLG's next dividend payment date?
FLG's next ex-dividend date is 2026-09-04 and the next payment date is 2026-09-17. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does FLG pay in dividends per year?
Flagstar Bank, National Association paid $0.04 per share in annual dividends in 2025. The dividends are paid quarterly.
Has FLG been increasing its dividend?
Flagstar Bank, National Association has grown its dividend at a 5-year CAGR of -54.45% and a 10-year CAGR of -35.06%.
Is FLG's dividend safe?
Flagstar Bank, National Association has a payout ratio of 133.33%. Its free cash flow payout ratio is 22.69%. The payout ratio is above 100%, which may indicate the company is paying more in dividends than it earns. This could be unsustainable long-term.
How is FLG's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Flagstar Bank, National Association's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.