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Hanmi Financial Corporation (HAFC) logo

Hanmi Financial Corporation

S&P 500

HAFC/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

3.51%

$1.10 · Annual Dividend

Stock Price$32.47P/E11.7MCap934.1MLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

93/ 100Very Safe

HAFC's dividend appears very safe. Strengths include a 40.7% earnings payout ratio & 16.3% fcf payout ratio. The dividend has been growing at a 15.74% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 40.7%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 16.3%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 0.9%Healthy balance sheet with low net debt.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
40.7%Very Safe
16.3%Very Safe

Balance Sheet

Very Safe

Profitability

Safe
10.4%Caution
44.3%Very Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
15.7%Very Safe
GrowingVery Safe

About Hanmi Financial Corporation

Hanmi Financial Corporation is a bank holding company primarily engaged in providing a broad range of financial services to both individual consumers and business clients. Through its wholly-owned subsidiary, Hanmi Bank, the company operates numerous branches predominantly located in diverse and bustling communities throughout California, Texas, Illinois, and Virginia, among others. Hanmi Financial Corporation focuses on catering to the banking needs of diverse populations, with a strong emphasis on serving multicultural communities, including the Korean-American market. It offers a comprehensive suite of services, including personal and business banking, loans, credit cards, and treasury management services. By actively facilitating small to medium-sized business growth through tailored financial products, Hanmi plays a critical role in supporting local economies. Established in 1981 and headquartered in Los Angeles, Hanmi Financial Corporation emphasizes customer service and personalized banking solutions, maintaining a robust presence within the financial sector. This focus allows it to remain integral in enhancing financial accessibility and fostering economic growth within the communities it serves.

Dividend Overview

Dividend Yield

3.51%

Annual Dividend

$1.10

Frequency

Quarterly

Payout Ratio

40.67%

FCF Payout Ratio

16.34%

52-Week Range

$22.00 - $32.52

Dividend History (2016–2025)

HAFC annual dividend per share and yield history

Earnings & Profitability

HAFC earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 4, 2026

Last Payment Date

May 20, 2026

Dividend Growth

3-Year Dividend CAGR

4.74%

5-Year Dividend CAGR

15.74%

10-Year Dividend CAGR

8.68%

3-Year Total Growth

14.89%

5-Year Total Growth

107.69%

10-Year Total Growth

129.79%

Income Calculator

HAFC Dividend Calculator

Total Investment

$3,247.00

Annual Income

$110.00

Quarterly Income

$27.50

Monthly Income

$9.17

Frequently Asked Questions

What is HAFC's current dividend yield?
Hanmi Financial Corporation (HAFC) currently has a dividend yield of 3.51%, based on a stock price of $32.47 and an annual dividend of $1.10.
When is HAFC's next dividend payment date?
HAFC's next ex-dividend date is 2026-05-04 and the next payment date is 2026-05-20. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does HAFC pay in dividends per year?
Hanmi Financial Corporation paid $1.08 per share in annual dividends in 2025. The dividends are paid quarterly.
Has HAFC been increasing its dividend?
Hanmi Financial Corporation has grown its dividend at a 5-year CAGR of 15.74% and a 10-year CAGR of 8.68%.
Is HAFC's dividend safe?
Hanmi Financial Corporation has a payout ratio of 40.67%. Its free cash flow payout ratio is 16.34%. A payout ratio below 60% is generally considered sustainable.
How is HAFC's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Hanmi Financial Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.