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HCI Group, Inc. (HCI) logo

HCI Group, Inc.

S&P 500

HCI/Financial Services · Insurance - Property & Casualty/NYSE

Dividend Yield

0.96%

$1.60 · Annual Dividend

Stock Price$173.17P/E7.2MCap2.1BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

86/ 100Very Safe

HCI's dividend appears very safe. Strengths include a 7.0% earnings payout ratio & 4.7% fcf payout ratio. Areas of concern: Volatile profit margin stability & 0.0% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 7.0%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 4.7%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: -45.2%Healthy balance sheet with low net debt.

Risks

  • Profit Margin Stability: VolatileProfit margins have been volatile.
  • 5-Year Dividend CAGR: 0.0%Dividend growth has been weak or negative.

Payout & Coverage

Very Safe
4.7%Very Safe

Balance Sheet

Very Safe

Profitability

Safe
38.5%Very Safe
47.9%Very Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
Mostly StableCaution

About HCI Group, Inc.

HCI Group, Inc. is a diversified holding company that owns and operates subsidiaries engaged in complementary business activities, primarily in the property and casualty insurance sector. Its largest subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc., serves as a leading provider of homeowners insurance in Florida, offering residential products such as homeowners, fire, and wind-only policies to homeowners, condominium owners, and tenants. The company also provides reinsurance programs, manages insurance operations, and operates through segments including TypTap Group and Reciprocal Exchange Operations. Beyond insurance, HCI Group, Inc. invests in real estate, owning and operating waterfront properties, retail shopping centers, office buildings, and commercial properties for investment purposes. Additionally, it develops information technology solutions, including web-based applications like SAMS and Harmony for policy administration, ClaimColony for claims management, and AtlasViewer for mapping and data visualization. Founded in 2006 and headquartered in Tampa, Florida, HCI Group, Inc. plays a significant role in the U.S. insurance and real estate markets by integrating technology to support its insurance and property operations.

Dividend Overview

Dividend Yield

0.96%

Annual Dividend

$1.60

Frequency

Quarterly

Payout Ratio

7.01%

FCF Payout Ratio

4.70%

52-Week Range

$136.37 - $210.50

Dividend History (2016–2025)

HCI annual dividend per share and yield history

Earnings & Profitability

HCI earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 15, 2026

Last Payment Date

June 18, 2026

Dividend Growth

3-Year Dividend CAGR

0.00%

5-Year Dividend CAGR

0.00%

10-Year Dividend CAGR

2.92%

3-Year Total Growth

0.00%

5-Year Total Growth

0.00%

10-Year Total Growth

33.33%

Income Calculator

HCI Dividend Calculator

Total Investment

$17,317.00

Annual Income

$160.00

Quarterly Income

$40.00

Monthly Income

$13.33

Frequently Asked Questions

What is HCI's current dividend yield?
HCI Group, Inc. (HCI) currently has a dividend yield of 0.96%, based on a stock price of $173.17 and an annual dividend of $1.60.
When is HCI's next dividend payment date?
HCI's next ex-dividend date is 2026-05-15 and the next payment date is 2026-06-18. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does HCI pay in dividends per year?
HCI Group, Inc. paid $1.60 per share in annual dividends in 2025. The dividends are paid quarterly.
Has HCI been increasing its dividend?
HCI Group, Inc. has grown its dividend at a 5-year CAGR of 0.00% and a 10-year CAGR of 2.92%.
Is HCI's dividend safe?
HCI Group, Inc. has a payout ratio of 7.01%. Its free cash flow payout ratio is 4.70%. A payout ratio below 60% is generally considered sustainable.
How is HCI's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates HCI Group, Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.