Horace Mann Educators Corp.
S&P 500HMN/Financial Services · Insurance - Property & Casualty/NYSE
Dividend Yield
2.90%
$1.42 · Annual Dividend
Dividend Safety Rating
HMN's dividend appears very safe. Strengths include a 35.4% earnings payout ratio & 12.1% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 35.4%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 12.1%Free cash flow comfortably covers the dividend.
- Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
Risks
- Profit Margin Stability: VolatileProfit margins have been volatile.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
CautionDividend Track Record
Very SafeAbout Horace Mann Educators Corp.
Horace Mann Educators Corp. is a premier insurance group primarily dedicated to serving the financial and insurance needs of educators and their families. Founded in 1945, the company provides a wide array of products including auto, home, and life insurance, as well as retirement annuities. By focusing on the niche market of educators, Horace Mann distinguishes itself by tailoring its products to address the specific challenges and needs faced by teachers and education professionals. The company plays a significant role in the financial markets by offering specialized services that enhance financial security for a vital sector of the workforce. Horace Mann Educators also contributes to the community through its commitment to educational causes and initiatives that support teachers. Its market presence is marked by a comprehensive understanding of the educator demographic, making it a unique player within the broader insurance and financial services industries.
Dividend Overview
Dividend Yield
2.90%
Annual Dividend
$1.42
Frequency
Quarterly
Payout Ratio
35.43%
FCF Payout Ratio
12.12%
52-Week Range
$40.04 - $51.50
Dividend History (2016–2025)
HMN annual dividend per share and yield history
Earnings & Profitability
HMN earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 15, 2026
Next Payment Date
June 30, 2026
Dividend Growth
3-Year Dividend CAGR
3.03%
5-Year Dividend CAGR
3.13%
10-Year Dividend CAGR
3.42%
3-Year Total Growth
9.37%
5-Year Total Growth
16.67%
10-Year Total Growth
40.00%
Income Calculator
Frequently Asked Questions
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How is HMN's Dividend Safety Rating calculated?
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.