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Independent Bank Corp. (INDB) logo

Independent Bank Corp.

S&P 500

INDB/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.96%

$2.41 · Annual Dividend

Stock Price$85.11P/E16.2MCap3.9BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

91/ 100Very Safe

INDB's dividend appears very safe. Strengths include a 47.9% earnings payout ratio & 32.0% fcf payout ratio. Areas of concern: 7.3% return on equity. The dividend has been growing at a 5.10% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 47.9%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 32.0%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 0.2%Healthy balance sheet with low net debt.

Risks

  • Return on Equity: 7.3%Return on equity is below industry norms.

Payout & Coverage

Very Safe
47.9%Very Safe
32.0%Very Safe

Balance Sheet

Very Safe

Profitability

Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Independent Bank Corp.

Independent Bank Corp. is a regional banking company that provides a comprehensive suite of financial services primarily across the United States. Operating mainly through its subsidiary, Rockland Trust Company, it offers a wide array of personal and business banking products. These include savings and checking accounts, mortgages, credit cards, and loans, as well as investment management and trust services. Independent Bank Corp. maintains a strong presence in the communities it serves, contributing to local economic growth by supporting small businesses and real estate ventures. Notably, it is focused on delivering customer-centric banking experiences through innovative online and mobile banking solutions, which enhance accessibility and convenience for its clients. In the financial market, Independent Bank Corp. plays a vital role in catering to the banking and financial needs of individuals and businesses in its operational regions, emphasizing its commitment to customer service and community involvement.

Dividend Overview

Dividend Yield

2.96%

Annual Dividend

$2.41

Frequency

Quarterly

Payout Ratio

47.91%

FCF Payout Ratio

32.04%

52-Week Range

$61.19 - $87.00

Dividend History (2016–2025)

INDB annual dividend per share and yield history

Earnings & Profitability

INDB earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

June 29, 2026

Last Payment Date

April 9, 2026

Dividend Growth

3-Year Dividend CAGR

4.30%

5-Year Dividend CAGR

5.10%

10-Year Dividend CAGR

8.54%

3-Year Total Growth

13.46%

5-Year Total Growth

28.26%

10-Year Total Growth

126.92%

Income Calculator

INDB Dividend Calculator

Total Investment

$8,511.00

Annual Income

$241.00

Quarterly Income

$60.25

Monthly Income

$20.08

Frequently Asked Questions

What is INDB's current dividend yield?
Independent Bank Corp. (INDB) currently has a dividend yield of 2.96%, based on a stock price of $85.11 and an annual dividend of $2.41.
When is INDB's next dividend payment date?
INDB's next ex-dividend date is 2026-06-29 and the next payment date is 2026-04-09. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does INDB pay in dividends per year?
Independent Bank Corp. paid $2.36 per share in annual dividends in 2025. The dividends are paid quarterly.
Has INDB been increasing its dividend?
Independent Bank Corp. has grown its dividend at a 5-year CAGR of 5.10% and a 10-year CAGR of 8.54%.
Is INDB's dividend safe?
Independent Bank Corp. has a payout ratio of 47.91%. Its free cash flow payout ratio is 32.04%. A payout ratio below 60% is generally considered sustainable.
How is INDB's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Independent Bank Corp.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.