Lakeland Financial Corporation
S&P 500LKFN/Financial Services · Banks - Regional/NASDAQ
Dividend Yield
3.39%
$2.04 · Annual Dividend
Dividend Safety Rating
LKFN's dividend appears very safe. Strengths include a 47.3% earnings payout ratio & 48.6% fcf payout ratio. The dividend has been growing at a 10.76% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 47.3%Low earnings payout ratio leaves room to grow the dividend.
- Net Debt / Total Assets: 0.6%Healthy balance sheet with low net debt.
- Operating Margin: 49.4%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
Very SafeDividend Track Record
Very SafeAbout Lakeland Financial Corporation
Lakeland Financial Corporation, a regional financial services entity, primarily offers a wide array of community banking services. Its core purpose is to provide comprehensive banking solutions to individuals, businesses, and government clients primarily in the Midwest region of the United States. The company's operations encompass a diverse set of financial services, including commercial and retail banking products, loan offerings, cash management services, and trust services. Notable features of Lakeland Financial Corporation include its strong focus on customer relationships and local market expertise, which allows it to tailor its offerings effectively to meet the needs of its clientele. The corporation plays a crucial role in supporting the economic growth and financial well-being of its community by facilitating capital access and financial planning. Headquartered in Warsaw, Indiana, Lakeland Financial Corporation is an integral part of the regional financial landscape, contributing to development and stability in its geographically focused markets.
Dividend Overview
Dividend Yield
3.39%
Annual Dividend
$2.04
Frequency
Quarterly
Payout Ratio
47.31%
FCF Payout Ratio
48.59%
52-Week Range
$54.36 - $69.40
Dividend History (2016–2025)
LKFN annual dividend per share and yield history
Earnings & Profitability
LKFN earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
April 24, 2026
Last Payment Date
May 5, 2026
Dividend Growth
3-Year Dividend CAGR
7.72%
5-Year Dividend CAGR
10.76%
10-Year Dividend CAGR
12.25%
3-Year Total Growth
25.00%
5-Year Total Growth
66.67%
10-Year Total Growth
217.46%
Income Calculator
Frequently Asked Questions
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How is LKFN's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.