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Lincoln National Corporation (LNC) logo

Lincoln National Corporation

S&P 500

LNC/Financial Services · Insurance - Life/NYSE

Dividend Yield

4.77%

$1.80 · Annual Dividend

Stock Price$36.34P/E4.1MCap7.2BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

49/ 100Caution

LNC's dividend shows some areas that warrant monitoring. Strengths include a -0.7% net debt / total assets & 18.8% return on equity. Areas of concern: 174.9% fcf payout ratio & -4.1% operating margin. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Net Debt / Total Assets: -0.7%Healthy balance sheet with low net debt.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
  • Dividend Cut: NoneNo dividend cut in recent history.

Risks

  • FCF Payout Ratio: 174.9%Free cash flow is tight relative to the dividend.
  • Operating Margin: -4.1%Operating margin is thin and pressures the dividend.
  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Danger

Balance Sheet

Very Safe

Profitability

Warning

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe
Mostly StableCaution

About Lincoln National Corporation

Lincoln National Corporation is a U.S.-based holding company that operates under the marketing name Lincoln Financial Group. The company focuses on insurance and retirement solutions, providing products and services that help individuals and institutions manage financial security, income protection, and wealth transfer needs. Through its subsidiaries, Lincoln National Corporation offers life insurance, annuities, group protection benefits, and retirement plan services to employers, organizations, and individual customers. Its offerings are designed to support long-term financial planning, including retirement income, workplace benefits, and protection against financial risks associated with death, disability, or longevity. Headquartered in the United States, Lincoln National Corporation plays a significant role in the U.S. insurance and retirement markets, serving financial professionals, employers, and retail clients through a combination of advisors, intermediaries, and direct channels.

Dividend Overview

Dividend Yield

4.77%

Annual Dividend

$1.80

Frequency

Quarterly

Payout Ratio

FCF Payout Ratio

174.90%

52-Week Range

$32.18 - $46.82

Dividend History (2016–2025)

LNC annual dividend per share and yield history

Earnings & Profitability

LNC earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

April 10, 2026

Next Payment Date

August 3, 2026

Dividend Growth

3-Year Dividend CAGR

0.00%

5-Year Dividend CAGR

2.38%

10-Year Dividend CAGR

8.45%

3-Year Total Growth

0.00%

5-Year Total Growth

12.50%

10-Year Total Growth

125.00%

Income Calculator

LNC Dividend Calculator

Total Investment

$3,634.00

Annual Income

$180.00

Quarterly Income

$45.00

Monthly Income

$15.00

Frequently Asked Questions

What is LNC's current dividend yield?
Lincoln National Corporation (LNC) currently has a dividend yield of 4.77%, based on a stock price of $36.34 and an annual dividend of $1.80.
When is LNC's next dividend payment date?
LNC's next ex-dividend date is 2026-04-10 and the next payment date is 2026-08-03. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does LNC pay in dividends per year?
Lincoln National Corporation paid $1.80 per share in annual dividends in 2025. The dividends are paid quarterly.
Has LNC been increasing its dividend?
Lincoln National Corporation has grown its dividend at a 5-year CAGR of 2.38% and a 10-year CAGR of 8.45%.
Is LNC's dividend safe?
Lincoln National Corporation has a payout ratio of —. Its free cash flow payout ratio is 174.90%. A payout ratio below 60% is generally considered sustainable.
How is LNC's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Lincoln National Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.