Merchants Bancorp Inc.
S&P 500MBIN/Financial Services · Banks - Regional/NASDAQ
Dividend Yield
0.85%
$0.42 · Annual Dividend
Dividend Safety Rating
MBIN's dividend appears very safe. Strengths include a 10.0% earnings payout ratio & 5.4% fcf payout ratio. The dividend has been growing at a 13.40% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 10.0%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 5.4%Free cash flow comfortably covers the dividend.
- Operating Margin: 58.0%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
Very SafeAbout Merchants Bancorp Inc.
Merchants Bancorp Inc. is a diversified bank holding company operating primarily through its subsidiary, Merchants Bank of Indiana. Its core function is to provide a range of financial products and services, particularly focusing on lending and deposit solutions. The company primarily serves businesses and individuals with offerings such as residential and commercial mortgage loans, construction loans, and agricultural loans. Additionally, it provides financing for multifamily housing and healthcare facilities through Merchants Capital Corp., a subsidiary engaged in mortgage banking. Merchants Bancorp plays a significant role in the banking sector by facilitating economic growth through its tailored lending programs, particularly within the multifamily and healthcare real estate sectors. With a commitment to delivering high-quality customer service and fostering strong community ties, the company continues to expand its influence across its operational regions. Merchants Bancorp's strategic approach to niche loan products and its adaptability to regulatory changes reflect its robust position in the financial market, catering to the nuanced needs of specific industries while maintaining steady growth and stability.
Dividend Overview
Dividend Yield
0.85%
Annual Dividend
$0.42
Frequency
Quarterly
Payout Ratio
10.00%
FCF Payout Ratio
5.36%
52-Week Range
$28.75 - $51.00
Dividend History (2016–2025)
MBIN annual dividend per share and yield history
Earnings & Profitability
MBIN earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 15, 2026
Next Payment Date
July 1, 2026
Dividend Growth
3-Year Dividend CAGR
12.62%
5-Year Dividend CAGR
13.40%
10-Year Dividend CAGR
N/A
3-Year Total Growth
42.86%
5-Year Total Growth
87.53%
10-Year Total Growth
N/A
Income Calculator
Frequently Asked Questions
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How is MBIN's Dividend Safety Rating calculated?
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.