Mercury General Corporation
S&P 500MCY/Financial Services · Insurance - Property & Casualty/NYSE
Dividend Yield
1.23%
$1.27 · Annual Dividend
Dividend Safety Rating
MCY's dividend appears safe and well-supported. Strengths include a 8.4% earnings payout ratio & 5.0% fcf payout ratio. Areas of concern: Volatile profit margin stability & -12.8% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 8.4%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 5.0%Free cash flow comfortably covers the dividend.
- Return on Equity: 38.1%Strong return on equity reflects efficient profit generation.
Risks
- 5-Year Dividend CAGR: -12.8%Dividend growth has been weak or negative.
- Profit Margin Stability: VolatileProfit margins have been volatile.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout Mercury General Corporation
Mercury General Corporation is a prominent insurance holding company that provides a broad range of personal automobile insurance products across the United States. Established in 1961 and headquartered in Los Angeles, California, Mercury General plays a significant role in the insurance sector by offering policies primarily for private passenger vehicles. Beyond basic auto coverage, the company also extends its services to include homeowners, renters, and mechanical breakdown insurance, catering to diverse customer needs. With a focus on customer service and competitive pricing, Mercury General operates through a network of independent agents, facilitating personalized interactions and localized service with policyholders. The company’s strategic emphasis on underwriting discipline and cost management ensures its sustainability and profitability in the highly competitive insurance market. As one of the largest insurers in California, Mercury General holds a strong market position, reflecting its robust financial operations and extensive industry expertise. Its commitment to financial responsibility and adaptability to regulatory changes underscores its significance in the U.S. insurance landscape. Mercury General continues to influence insurance market dynamics through innovation and efficient service delivery.
Dividend Overview
Dividend Yield
1.23%
Annual Dividend
$1.27
Frequency
Quarterly
Payout Ratio
8.37%
FCF Payout Ratio
4.96%
52-Week Range
$63.77 - $107.95
Dividend History (2016–2025)
MCY annual dividend per share and yield history
Earnings & Profitability
MCY earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 11, 2026
Last Payment Date
June 25, 2026
Dividend Growth
3-Year Dividend CAGR
-12.61%
5-Year Dividend CAGR
-12.80%
10-Year Dividend CAGR
-6.43%
3-Year Total Growth
-33.25%
5-Year Total Growth
-49.59%
10-Year Total Growth
-48.57%
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Frequently Asked Questions
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.