Navient Corporation
S&P 500NAVI/Financial Services · Credit Services/NASDAQ
Dividend Yield
8.14%
$0.64 · Annual Dividend
Dividend Safety Rating
NAVI's dividend shows some areas that warrant monitoring. Strengths include a 19.2% fcf payout ratio & 25.6% operating margin. Areas of concern: 200.0% earnings payout ratio & 91.5% net debt / total assets. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- FCF Payout Ratio: 19.2%Free cash flow comfortably covers the dividend.
- Operating Margin: 25.6%Healthy operating margin provides a wide buffer.
- Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
Risks
- Earnings Payout Ratio: 200.0%High earnings payout ratio leaves little safety margin.
- Net Debt / Total Assets: 91.5%Net debt is high relative to total assets.
- Return on Equity: -2.5%Return on equity is below industry norms.
Payout & Coverage
CautionBalance Sheet
DangerProfitability
CautionDividend Track Record
SafeAbout Navient Corporation
Navient Corporation is a prominent asset in the financial services sector, primarily engaged in loan management, servicing, and asset recovery. The company is noted for its extensive involvement in student loans, guiding borrowers through repayment solutions and helping them manage debt efficiently. Beyond its student loan portfolio, Navient diversifies its operations through various asset recovery services, focusing on different types of loan products, including personal and consumer loans. Navient plays a significant role in the financial markets by facilitating access to education financing and supporting the secondary market for student loans, which helps maintain liquidity and stability within the sector. Founded as part of a division of Sallie Mae, Navient emerged in 2014 as an independent entity and has since established itself as a key player in the financial landscape, addressing the needs of millions of borrowers across the United States. Its influence is particularly impactful in sectors linked to higher education and consumer financial services, making it a vital component in the network of companies that support personal financial management.
Dividend Overview
Dividend Yield
8.14%
Annual Dividend
$0.64
Frequency
Quarterly
Payout Ratio
200.00%
FCF Payout Ratio
19.20%
52-Week Range
$7.33 - $16.07
Dividend History (2016–2025)
NAVI annual dividend per share and yield history
Earnings & Profitability
NAVI earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 5, 2026
Last Payment Date
June 19, 2026
Dividend Growth
3-Year Dividend CAGR
0.00%
5-Year Dividend CAGR
0.00%
10-Year Dividend CAGR
0.00%
3-Year Total Growth
0.00%
5-Year Total Growth
0.00%
10-Year Total Growth
0.00%
Income Calculator
Frequently Asked Questions
What is NAVI's current dividend yield?
When is NAVI's next dividend payment date?
How much does NAVI pay in dividends per year?
Has NAVI been increasing its dividend?
Is NAVI's dividend safe?
How is NAVI's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
Track NAVI Dividends with OnlyDividends
What will NAVI actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.
This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.