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Annaly Capital Management, Inc. (NLY) logo

Annaly Capital Management, Inc.

S&P 500

NLY/Real Estate · REIT - Mortgage/NYSE

Dividend Yield

12.64%

$2.80 · Annual Dividend

Stock Price$22.56P/E7.1MCap16.2BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

44/ 100Caution

NLY's dividend shows some areas that warrant monitoring. Strengths include a 90.3% earnings payout ratio & 23.3% net debt / total assets. Areas of concern: 126.8% fcf payout ratio & 647.7% cfo payout ratio. As a REIT, higher payout ratios are normal since they are required to distribute most taxable income.

Based on 13 of 15 metrics

Strengths

  • Operating Margin: 81.0%Healthy operating margin provides a wide buffer.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
  • Dividend Cut: NoneNo dividend cut in recent history.

Risks

  • FCF Payout Ratio: 126.8%Free cash flow is tight relative to the dividend.
  • CFO Payout Ratio: 647.7%Operating cash flow leaves little room for the payout.
  • Current Ratio: 0.5xLimited short-term liquidity to meet obligations.

Payout & Coverage

Warning

Balance Sheet

Warning

Profitability

Safe

Dividend Track Record

Caution
11+ yrsVery Safe
NoneVery Safe
VolatileWarning

About Annaly Capital Management, Inc.

Annaly Capital Management, Inc. is a real estate investment trust (REIT) primarily engaged in owning and managing a portfolio of mortgage-backed securities and other mortgage-related assets. The company invests in both residential and commercial mortgage-backed securities, seeking to generate income and dividends for its shareholders by capitalizing on opportunities in the mortgage finance market. Annaly Capital Management operates within the financial services sector, significantly impacting the real estate and housing industries by providing liquidity and funding for residential mortgage loans. The company's key role in the financial markets is its provision of capital to mortgage markets, thus influencing the availability and cost of housing finance. By leveraging its expertise, Annaly manages assets acquired from government-sponsored enterprises like Fannie Mae and Freddie Mac. Founded in 1997 and headquartered in New York, Annaly Capital Management is considered one of the largest and most prominent mortgage REITs in the United States, playing a critical role in sustaining the dynamics of the secondary mortgage market by acquiring and managing mortgage-backed assets.

Dividend Overview

Dividend Yield

12.64%

Annual Dividend

$2.80

Frequency

Quarterly

Payout Ratio

90.32%

FCF Payout Ratio

126.80%

52-Week Range

$18.64 - $24.52

Dividend History (2016–2025)

NLY annual dividend per share and yield history

Earnings & Profitability

NLY earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

June 30, 2026

Next Payment Date

July 31, 2026

Dividend Growth

3-Year Dividend CAGR

-7.34%

5-Year Dividend CAGR

-5.11%

10-Year Dividend CAGR

-5.25%

3-Year Total Growth

-20.45%

5-Year Total Growth

-23.08%

10-Year Total Growth

-41.67%

Income Calculator

NLY Dividend Calculator

Total Investment

$2,256.00

Annual Income

$280.00

Quarterly Income

$70.00

Monthly Income

$23.33

Frequently Asked Questions

What is NLY's current dividend yield?
Annaly Capital Management, Inc. (NLY) currently has a dividend yield of 12.64%, based on a stock price of $22.56 and an annual dividend of $2.80.
When is NLY's next dividend payment date?
NLY's next ex-dividend date is 2026-06-30 and the next payment date is 2026-07-31. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does NLY pay in dividends per year?
Annaly Capital Management, Inc. paid $2.80 per share in annual dividends in 2025. The dividends are paid quarterly.
Has NLY been increasing its dividend?
Annaly Capital Management, Inc. has grown its dividend at a 5-year CAGR of -5.11% and a 10-year CAGR of -5.25%.
Is NLY's dividend safe?
Annaly Capital Management, Inc. has a payout ratio of 90.32%. Its free cash flow payout ratio is 126.80%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is NLY's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Annaly Capital Management, Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for real estate companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.